Young ? Can't afford a house ? It's your own fault apparantly.

[SerendipityJane]

According to the Govester you aren't thinking right.

https://www.telegraph.co.uk/news/2024/02/13/why-young-people-should-want-lower-immigration/

Just because you think people shouldn't go on holidays and party in order to save, doesn't mean everyone else thinks that, or agrees with that. What a small minded view.

r/incel is that way, mate ---》

@SharpOP you sound like one of those beta red pill incel weirdos. Band 5 NHS pay is around £28k before tax, Ni and student loan repayments. Rents and house prices keep increasing. Many of us went to uni and could barely afford rent and food, let alone holidays.

@SharpOP The number of people someone sleeps with is normally irrelevant to their ability to afford housing. Most people don’t buy or sell sex…

MissyB1 · Today 10:48

Well my 28 year old is a qualified radiographer, and single. It’s impossible for him to buy even a small flat here. It’s not just affording the mortgage, it’s being able to save enough of a deposit. He just doesn’t earn enough, hence he’s looking at moving to Australia where his wages will be double.

Have you read about the hosing situation in Oz? It's worse than here, prices are horrific!

Cheap houseshares don't exist.

Gove's argument is a variant of the one here https://www.spectator.co.uk/article/young-people-dont-even-know-theyre-being-taken-for-a-ride/ and that I see discussed on Twitter a lot- essentially, liberal left causes like decent social housing and supporting immigration tend to harm the very people who support them (the young) by raising house prices. As it's put, it's probably true, although ignores the fact that we could have decent social housing, reasonable levels of immigration and affordable houses if we just built more houses.

Desperate dog whistle gobshiite🙄

I am so glad my DH, who doesn't have a degree, saw mine as something interesting about me and not a black mark against my character. That attitude in general is probably why he never had trouble finding a date or forming a relationship, in case any incel types reading this want hot tips on how to get a woman.

Why didn’t you buy straight after university?

Because I had to pay for university and graduated into the financial crash and had to move around a bit for any job afterwards.

Why haven’t you been able to save a decent deposit?

Extortionate renting, job insecurity and variably shit wages with little to no growth.

Why can’t you get a mortgage?

See last point.

But you have a decent income…

Yes. My rent is extortionate, energy bills are terrifying, I can’t get an NHS doctor or dentist and I’m paying off the student loan that helped me get this job.

But surely there is something you can afford on your own?

Maybe a 1 bed flat 20 miles from work - assuming there are actually ANY that aren’t owned by landlords. Oh no wait, no scratch that as well on the grounds that new build shoebox ones are £300k+ and the commute cost would cripple me completely.

I don’t think my one ripe avocado a month is the problem.

Some might say that the man is a fuckwit.

I might be one of them.

Oh good, another thread where nobody has actually bothered to read the article before they start sounding off about it 🙄

Did anyone actually read the article? Gove didn't say that. It's an opinion piece by another writer.

Some might say you should read an article before commenting on it.

I'm one of them.

Tories like immigration and they like immigrants, or why would the numbers be higher than they have ever been? The Stop the Boats rhetoric is a smokescreen.

Plenty affordable starter homes in Glasgow

That’s not helpful if that’s not anywhere near where you work (and, no, not everyone can do their job in a different location)

@Edinburgal

There's actually more affordable housing in many places, it's just there are not enough jobs in those areas!

That said my dd is house hunting, but she's buying with her dp and they are both in graduate salaries

My son saved towards a deposit, moved up North and bought a 2 bedroom terraced house for £75k and found a job no problem. I gave him 10 percent towards deposit, paid his legal fees bought him a washing machine and fridge freezer, and dining room table and chairs and gave him my old sofa and arm chair. He'd never have been able to afford to buy in the West Midlands. My younger son wanted to stay in the West Midlands close to all his friends and his job. I gave him £55k deposit and he can just about afford his mortgage. He's got a 3 year fixed rate. Younger son knows he's had more help now so will inherit less. DD didn't have much help but instead I'll be leaving a 3 bedroom house to her 2 DS's my lovely 2 DGS's between them.

DS2 and DDIL bought a house on band 5 NHS salaries a year after they’d graduated. They spent a year living with DDIL’s parents so saved every single penny they earned. They hardly ever went out, didn’t buy loads of clothes. We gave DS2 the savings we had put aside from when he was a child, it wasn’t loads, and DDIL’s parents did the same. They bought an absolute wreck and it took 3 years to do it up, while they still lived with DDIL’s family. Had they have been paying rent on a house they wouldn’t have been able to do it.

DS1 has a deposit saved, and a very substantial one at that, because he’s in the army so has had minimal housing costs for 10yrs.

They both know how incredibly fortunate they are. I fell so sorry for the majority of young people today. Home ownership shouldn’t just be a privilege of the wealthy. It should be something most of us can achieve should we want to.

No there isn't. Glasgow is extortionate!

That is so unfair- your poor daughter.
You might not have anything to leave after care fees but you poor daughter gets nothing- it is not the same leaving to her sons as leaving to her.

I bet she will be th one managing the POA and doing all the caring as well.

The 2 sons need to pay it back through a manageable payment plan and then split 3 ways so £20k each.

There are certainly some expensive areas but there are nearly 200 properties available at under £100k, theres even a few under £50k currently on rightmove. Its got a great selection of banks for young grads interested in finance. Loads of opportunities for first time buyers.

All children should be treated equally or not all. That's wrong IMO.

Immigration is without a doubt a factor

Too many people, not enough houses.

But yes, you need to cut on the Costa coffees too