Teaching son to drive - insurance?

[surlycurly]

Hi all, my son had his provisional and I'm keen to take him out in my car between lessons. Do I need special insurance? I tried to add him into my policy but it won't let me because he under 21, but can he drive my car as a learner? Any advice/ suggestions/ coatings would be greatly appreciated.

Ds1 (now 21) I added to my insurance policy when I renewed a few months after he'd started lessons. This was Apr 2020 (peak covid regs) and it was a very minimal amount to include him (as a provisional driver). He never went back to lessons after things opened up again and despite doing his theory (now expired) didn't carry on learning after 2020.

Ds2 (now 18) started lessons in Feb 2023 and I looked at the cost of including him on my insurance in the April - the cost was alot more.
We ended up getting insurance in his own name to drive on my already insured car, we used Collingwood and it was about £80 for 12 weeks last summer.

Same car for both dcs, a 2011 2l passat estate.

He passed his test in November and now isn't driving as the cost is extortionate and he already has an annual bus pass to get to college which he can use all the time. He will reassess after his Alevels this summer depending on what he goes in to do.

My insurance won't add him because he's under 21 (quote me happy), but I am getting some reasonable quotes to add him elsewhere- about £300 for a year- as a learner driver.

We used Marmalade insurance. I think some insurers do allow you to add them to your insurance but we couldn’t on my car due to specification of car. Wasn’t as expensive as I thought it would be (wait till they have their own car, that insurance bill is horrendous!)

@crumblingschools I think that will need to be his problem at that point. I think he thinks I have a never ending pot of money. He is incorrect 😂

Adding our daughter on was really cheap. Will be a different story when she gets her own insurance!

My son is having driving lessons now, adding to my own insurance is about £110 per month. If I get learner driver insurance for him from Marmalade, will this affect my own insurance premium when I renew? mine is due yo renew in August. My insurance company will see I have a learner driver for this car

I know this is an old thread, but just posting because it's helpful to me atm.

Hi @Oblomov25

We used Marmalade and Collingwood with our DD1 and preferred Collingwood. Customer service, price and quotes for insurance after passing. We paid £122 for 6 months using a friends code. You can add more months if you need them.

I have a referral code for a discount with Collingwood if you'd like to use it CRF69111241.

We used Veygo, which enabled us to buy insurance in shorter chunks as we needed it.

That's for professional driving instructors teaching for money. The have business insurance for their profession.

A parent or grandparent teaching their own child to drive or practising with them simply needs to add the learner to their own insurance or, if they want to protect their no claims etc the learner can take out standalone learner insurance.