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Talk to me about buying a used car as if I'm an idiot

37 replies

BrainInAJar · 07/01/2024 20:21

Hello,

My Ford Ka may be coming to the end of her life. Sob! She's the only car I've ever had of my own. I bought her from a Ford dealer and chose her because I'd driven a similar car at work. (I was a nervous driver back in the day).

It's just a wee run-around I need, I have low mileage but probably can't do without a car long-term. I have no ego when it comes to model. My budget is the main consideration.

Where do I go to buy a used car? Arnold Clark? Or dealers direct?

I can see small 3yr old petrol cars for 10k. Or 5k for older petrol cars.

I'd intend to buy outright once I have saved up I think. So there may be a gap where I am car-less for a few months.

Thanks

OP posts:
Emporium0 · 07/01/2024 21:13

BrainInAJar · 07/01/2024 21:05

@Emporium0 yes that would be great, thanks!

Choosing where to buy a used car depends on various factors, including your preferences, budget, and the level of service you desire. Let's explore your options.

Dealerships:

Arnold Clark or Similar Dealers: Large dealerships like Arnold Clark often have a wide range of used cars, including certified pre-owned options. They usually provide warranty and servicing options. The advantage is the assurance of quality, but prices may be slightly higher compared to private sellers.

Other Dealers: Smaller, independent dealerships may offer more personalized service. Some specialize in specific makes or models, providing you with expertise in your preferred choice.

Private Sellers:

Individual Sellers: Buying directly from an individual can sometimes lead to better deals. However, it requires more caution as there may not be warranties or guarantees. Ensure you do thorough research and possibly have a trusted mechanic inspect the car before purchase.
Online Platforms:

Online Classifieds: Websites like Autotrader, Craigslist, or local classifieds can connect you with private sellers. This option gives you a broad selection, but be diligent in researching the car's history and meeting sellers in safe locations.

Online Dealers: Some online platforms specialize in selling used cars. They may provide delivery options and have a return policy. However, be cautious and research reviews to ensure the legitimacy of the platform.

Considering your budget, you have two main options: a 3-year-old petrol car for 10k or an older petrol car for 5k.

Advantages of a 3-Year-Old Car:
Relatively low mileage.
Likely still under warranty.
Modern safety and tech features.
Potentially better fuel efficiency.

Advantages of a 5k Older Car:
Lower upfront cost.
No rapid depreciation as with new cars.
Potentially simpler mechanical systems, making repairs more affordable.
Considerations:

Depreciation: Newer cars generally depreciate faster. Consider the long-term cost of ownership.

Financing: If you're planning to buy outright, save for a few months, and then purchase, ensure your budgeting aligns with this timeline.

Insurance and Running Costs: Factor in insurance, taxes, and potential repairs when budgeting for your new car.

Test Drives: Regardless of where you buy, test drive the specific car you're interested in.

In summary, weigh the pros and cons of each option based on your preferences and circumstances. Whether you choose a dealership or a private seller, thorough research, inspections, and test drives are essential to ensure you get a reliable and suitable vehicle. If you have any specific preferences or concerns about certain models, feel free to share, and I can provide more detailed information.

Electricfireplace · 07/01/2024 21:14

Also try cinch - my last 2 cars have come from them and I think they are great. 3 month warranty and 14 days to return if you don't like it. You can part ex your current car but I think it will be similar to WBAC prices, however worked well for me as a single mum as they dropped off the new car and took away the old one, really easy. Both cars I have bought from them have been exactly as described.

Newbalancebeam · 07/01/2024 21:17

If you’re not bothered about looking cool, go for a Hyundai i10. Lots about that older people seem to get rid of once they’ve hit the 5 year mark as that’s when the warranty runs out. They’re such Granny cars that no boy racer would be seen dead in them! Nippy, reliable and around £7K for one with full service history and decent mileage.

Interested in this thread?

Then you might like threads about this subject:

BrainInAJar · 07/01/2024 21:21

@Newbalancebeam great tip on the granny car!

OP posts:
rllrsk8 · 07/01/2024 21:22

Sorry to hear about your car, I can sympathise, my first car that was just mine failed its MOT in a big way in November. It wasn't worth fixing and I needed a ULEZ compliant car so sadly it had to go after 11 years. These are my reflections from selling mine and buying a new (used) car recently.

1.be aware that the price we buy any car offer you online and the amount they end up giving you could be quite different. I ended up with less than 25% of the original quote.

  1. if you don't know what you want to replace it with, go to some dealers and do some test drives. Personally I'd start with brands like KIA for the 7 year warranty, but found What Car website really useful and also YouTube reviews of cars from What Car and Car Wow.
  2. When switching from an older car, it's easy to get wowed by some very basic features (electric windows - fancy!!) so try and stay objective.
  3. Once you've narrowed down which car you want, research which spec you want based on what features you'd like - engine and trim level - and then start looking on autotrader. Again What car is good for this. Dealers and private sales will be on there. I really wanted a heated windscreen this time round, for example! If you're not that fussed just skip this and go straight to autotrader!
  4. If you have someone trusted to check it over for you then buying privately can be great. Otherwise a main dealer is a reliable option. Always ask about previous owners - was it a fleet car, for example, to get an idea of whether it's likely to have been well looked after. A dealer will always try and sell you extras - don't feel pressured into buying and don't forget to haggle a little!

Good luck with your search!

DinoRodney · 07/01/2024 21:23

Where in the country are you? And how much would you ideally like to spend?

BrainInAJar · 07/01/2024 21:26

I'm in the Scotland central belt. I'd not want to go over about 10k. Ideally less.

OP posts:
blackoverbillsmothers · 07/01/2024 21:30

I was talking to the mechanic at my garage on Friday. He mentioned Hyundai, Kia and Toyota as cars that they don’t get in often for repairs. Anything Japanese really that comes with a long warranty.

VeniVidiWeeWee · 07/01/2024 22:49

Newbalancebeam · 07/01/2024 21:17

If you’re not bothered about looking cool, go for a Hyundai i10. Lots about that older people seem to get rid of once they’ve hit the 5 year mark as that’s when the warranty runs out. They’re such Granny cars that no boy racer would be seen dead in them! Nippy, reliable and around £7K for one with full service history and decent mileage.

Lmfao.

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