DS18 passed his test a year ago and has been driving his own car since then.
All year he has been insured with a black box. Has had no issues with his driving, no convictions, penalties etc and drives well.
However, his insurance is up for renewal and his current insurer has said he doesn’t meet their criteria and therefore can not insure him this year.
We are now struggling to find an insurer. We’ve tried a few comparison sites and they are quoting ridiculous amounts, at least £400 per month (currently paying £180 per month). Other companies we have called are repeating the same, that he doesn’t meet the criteria etc.
I’ve just called my insurer, Direct Line to see about getting him on my insurance but again he doesn’t meet the criteria, the guy I spoke to at Direct Line has said it’s because the insurance will be way more than the value of the car and it’s not worth them insuring him.
What on earth can he do? He is a very careful, competent driver and has had no issues with the black box. He drives a 16 year old, 1.4ltr Fiesta which has had no modifications etc. It’s book value is only £800.
He has just been offered an apprenticeship in an industry he has wanted to get into all year and needs his car to get to and from work (it’s 30 miles away and not on a public transport route). I don’t know what we can do.
Can anyone recommend any insurance companies that we may have missed?