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How complicated is universal credit?

4 replies

elliejjtiny · 17/12/2023 18:29

Just got the letter saying we need to move over from tax credits. I've worked out that we will be about the same financially. I'm worried about how complicated it's going to be, especially as dh is self employed. Under tax credits we had to declare our income once a year. I have heard that on universal credit we will have to do this every month, with sanctions of we get it wrong. I am dyslexic and forms/paperwork are not my strong point to put it mildly. Is it as bad as I'm imagining? I've been dreading it.

OP posts:
SleepingStandingUp · 17/12/2023 18:34

Following. We're also being migrated over soon
DH gets paid weekly and I've heard of you hot 5 Mondays in a month so you go over the threshold, they stop everything and it takes months to sort out.
No idea what we do during the following months when we won't get it.

SleepingStandingUp · 17/12/2023 18:34

But just to say, if you don't feel you can do them, then you have a DH for that. It isn't woman's work.

Teado · 17/12/2023 18:36

There’s a good migration support thread on the Money Matters board which may be useful.

Interested in this thread?

Then you might like threads about this subject:

amylou8 · 17/12/2023 19:00

I'm self employed and claimed UC during lockdown as my income fell significantly.
I have also claimed TC as self employed in the past.
UC is by far the better system if your income varies.
You report every month your income and expenditure and they work out from this how much to pay you. As long as you're accurate it makes getting overpaid nigh on impossible.
I don't know how it works if you have a partner on PAYE, but from a self employed perspective it's better.

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