I've messed up and lost paperwork

[Disorganisedmess2023]

I paid off my house last year. I can't find a single document relating to the house. I've turned everything upside down and it's 100% gone. I did a huge sort out last year and must have thrown away the box. I've stressed myself out hugely with this. How do I prove the house is mine? Would I need any of the old paperwork when it comes to sell?

I've requested my file from the solicitor that did my conveyancing etc but I don't know if they'll have held it for so long.

I've requested a copy of a letter from the bank to say morgage was paid off.

What else can I do?

It's not like I need anything right now but will probably sell in a couple of years and I've no idea what to do.

I don't think I'll sleep tonight.

I think you can just contact the Land Registry office and they will send you a copy of the paperwork showing that you own the house.

https://www.devonalds.co.uk/site/blog/devonalds-blog/help-ive-lost-the-title-deeds-to-my-house

Do you know if the bank charge was removed at Land registry? If so it will be recorded electronically at Land Registry. Most houses deeds are now held electronically rather than being physical deeds/docs unless property is unregistered. Properties bought/sold since about 1990s I think have been registered.

Don't worry, go on the land registry website and fill in on online form , it's called the title register I think , or the Deeds as it was once known. Put your address on the online form and you'll get the info emailed back within the hour. I did this today as I'm going through a separation and i wanted to check my name was on the deeds. It's cost 19 pounds or similar but is worth it for the peace of mind.

The bank said the charge would be removed at last payment so it must have been I guess. It was post 1990 so should be registered. If I request copies for they still get held at the land registry as well. I would want the security of them holding them too.

I've just filled out the land registry form. Thank you everyone. Would there be other things that I should have that would have been in that box e.g. conveyancing stuff, proof of building regs etc. If the conveyancing solicitors hasn't kept the file after all this time, am I totally screwed for selling?

@Disorganisedmess2023 in that case no need to worry! The Land Registry will send you a copy of the Title Register but the record will still be on their computer system. This isn't something to lose sleep over!

Building regulations certs and stuff are usually sent to clients and where I work files with copies are kept for a number of years. However if they have been lost and you are selling (this isn't unusual!)
You can usually either get an indemnity policy or copies from the Council of building regs however talk to Conveyancer first.

Thanks everyone.

The land registry have already emailed the deeds. Just got to hope the solicitors comes through with my conveyancing file.