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Constantly worried about money

1 reply

singingpenny · 28/09/2023 20:12

I don’t know how to stop worrying about money. Less so in the immediate term, but my mind is full of concerns over future finances. How will we ever afford a bigger house? Am I paying enough into my pension? I constantly worry about it. I’m TTC soon & all I keep wondering is if doing that in the current cost of living crisis would be a sure fire way to be skint. We aren’t on the best of wages but also not minimum wage either and have a small home so try to keep costs down in that way.

I just don’t want to be bogged down by money worries needlessly, I am worried about not having enough to buy what we need, and having to go without. This worry has never come true in my life, not in childhood, early adulthood or now. How do I let it go? Is switching off the news the first step?

OP posts:
MoneyIsStressful · 10/11/2023 16:59

Hi,

I know how you feel. Making spreadsheets helps
me, work out different scenarios and I set up small savings pots for various things like having to take the cat to the vet or maternity leave (I’m ttc too). Monzo is really good for this.

You could do some reading about pensions and how much to save, maybe speak to your partner and make a plan to make you feel calmer?

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