Why would my daughter be applying for Universal Credit if she’s living at home?

[AutimnW1nter]

She’s has full PIP but I don’t understand what Universal Credit is for. She was advised to apply for UC.

She doesn't have zero costs though. As an adult she has food/housing/clothing costs etc. Toy can choose to house her for fee but if she is entitled to any benefits it would be sensible to claim them. Aside from the immediate financial aspect they often open doors for other things. If she isn't entitled she won't be awarded.

Because you as a family don't need benefits. She, as a disabled individual, needs benefits.

Why would you begrudge your own daughter what she's entitled to? Unless you want to keep giving her pocket money, Jesus Christ.

Literally nowhere is there any indication of begrudging just a need for info so no need for the drama or swearing. 🙄

We have a disabled daughter who lives with us. She gets ESA and PIP. We do take board off her as we have extra costs of her living here and also otherwise she would just save the money and have too much and stop getting benefits. It’s her money and goes into her account and she can then get what she wants without having to ask us for money all the time. We are saving the state lots of money anyway by looking after her at home. She also gets free dental treatment and we get cheaper internet package from BT. I would help her to apply for what she is entitled to.

It’s also good to have everything set up in case anything ever happens to you. Having her own regular income is a good safety net.

Will your own income be taken into account when your DD applies for UC?

It should cover her costs because she isn’t “a child living with you till she grows up”, she is living with you long term. People being dicks about you wanting to “fleece” her are just thoughtless. Having an extra dependent adult isn’t something most people could absorb easily. In the UK we protect the dignity and autonomy of those that cannot by providing benefits. Divide your bills by the number of people in the house, and start from there.

She won't receive any amount in respect of housing, so taking anything because you might sell your house at a profit slightly later on isn't doing anything but taking advantage of the income she is entitled to claim for her other costs.

No of course it won’t she disabled not an appendage.

It won’t. She won’t get housing elements living with her parents, but their income won’t affect her UC.

It's also really important that she claims an income replacement benefit as this contributes towards her national insurance and state pension, which PIP does not

Why do you want to know what it’s supposed to be for? One things for sure , she definitely wont get anything she’s not entitled to.and unless she is mentally incapacitated in some way, what she spends her money on is up to her isn’t it?

@Sidebeforeself presumably she can’t manage her own money.

You keep saying she has no expenses so you don’t know what it’s for but surely she might want to spend money on things like clothes, transport, toiletries, socialising. Or anything she wants really just the same as people who live at home spend their wages on

I don’t think it’s very bizarre to ask what it’s for when someone has mentioned it. It may very well just be that the OP and her DD just don’t know anything about benefits. Many people think PIP is the only disability related benefit - especially now that so many things fall under the UC umbrella.

I have two children who qualify for PIP. One is adult now and one is primary school age. The amount of information we were given when DD1 was first diagnosed with her condition is vastly more than than when DD4 was. And even though DD4 has a significantly life limiting condition nobody told us about PIP. I was also the first to mention it to several parents in the support group for her condition. I doubt if she gets to adult age anyone will mention income replacement benefits. The help and advice that there used to be for people navigating things simply isn’t the same anymore.

Its one of the reasons there’s such a high amount of unclaimed benefits imo.

No need to be so rude. When I applied for UC, I had to say who else was living with me (no one), as their income would have been taken into account.

There's different rules for disability benefits.

Unless they were a partner, someone else’s earnings wouldn’t have reduced your entitlement. There may be a non-dependent deduction depending on your/their circumstances, but for UC that isn’t dependent on their income. Non-dependent deduction is irrelevant to OP’s DD.

This.

She will need to have sufficient NI contributions (35yrs is it?) to be eligible for a state pension in her old age. If she is unlikely to be able to work, UC will be the way she accrues her NI eligibility. It is therefore important to claim, even if you as a family don’t feel she needs state money at the moment.

PIP is money to help with the extra costs of a disability.
Universal credit is an income replacement benefit to live off. As other have said she won't get housing costs.
I think the claiming process has changed a bit and she would need to claim ESA to get a work capability assessment done then claim UC. i may be wrong. best to speak to CAB as I believe things have changed recently.

Rather than CAB you would be better speaking to Contact and looking at their information I linked to in my pp. They have done a lot of work specifically focusing on UC for young people in education.

A credits only new style ESA claim would only need to be made if OP’s DD is in full time education. Contact’s booklet explains it more.

Op says she is doing a college course.

Yes, but she doesn’t say whether it is full time or part time.

Only if they were your partner. Your children don’t get their benefits based on their parents or siblings or flatmates income.