Can insurance for supervising a learner

[SevenOhOne]

Does anyone know the rules for this? If I want to supervise DD who is learning to drive, do I need to be insured on the car she's driving or is it enough that she's insured?

https://www.rac.co.uk/insurance/learner-driver-insurance/supervising-a-learner-driver#:~:text=To%20supervise%20a%20learner%20driver%20you%20must%20have%20the%20right%20insurance&text=Learner%20drivers%20who%20intend%20to,get%20their%20own%20learner%20insurance.

This link suggests that we only need her to be insured, and I need to be qualified (which I am). Is that right though? Context is that she's a named driver on DH's car and he usually goes out with her but he's away at the moment so I wondered if I could. She's not insured on my car so that's out, and it's not suitable for a learner anyway.

Thanks.

You don't need to be insured however if she encounters any difficulties while out learning and you need to take over driving, for any reason, then you do need to be insured to drive her car.

One of my children had a car while learning and I don't know the answer but it never occurred to me that it would even be a question.

Not an insurance expert but what would be the reason for someone not driving to be insured?

Thanks, that's very helpful. I do have third party cover on any car through my insurance so I'd be ok on that in an emergency, I think.

Not an insurance expert but what would be the reason for someone not driving to be insured?

I wondered because you do have to be qualified to drive the car in question to supervise a learner.

It is illegal in the Uk for a person to accompany a learner driver with no valid insurance for the vehicle being driven. The reason because the legal full licence driver must be able to take full control of the car at any time.

Third party insurance does not mean your automatically covered in another vehicle. In fact in the last 4 years many insurances no longer include cover of another car in third party insurance so you need to check that part as a lot of people think it covers them in another vehicle due to previous years and few realise a fair amount of insurance companies no longer allow that.

I believe you need a full license and insurance to supervise a learner so that you can intervene/take the wheel if necessary.

OP said she has third party cover on any car through her insurance - i assume she has fully comp on own car and TPO on any other car (that’s quite usual). Only caveat is that some insurers now exclude TPO cover on spouse’s vehicle.