If you're a family of 4 living in a 4-5 bedroom house ...

[plentea]

... how much home contents insurance cover do you have? My Nationwide home policy covers me for £50k and when I last made a checklist in 2020 this seemed reasonable. I've now adjusted it for inflation and it still seems reasonable but it's edging closer to the threshold.

We're in a large-ish 4-bed semi, have two older teens and we all have laptops and other standard tech. Our stuff is nice but we don't generally buy anything very expensive.

Just wanting benchmark against others with similar size houses and families.

Ours is 80k but we have a lot of tech and more bikes than people!

Have you included what would be damaged if you had a fire/ flood etc? New kitchen, carpets, sofas, beds etc.

£75k. I have no idea how we came to this sum though. We have a lot of tech but most of it is not high end. The high end stuff belongs to work and they'd replace anything stolen/ damaged.

Ours us £100k.

Think ours is about £80. We tried to think of everything that would need replacing if a fire- furniture, carpets, clothes, tech, as well as engagement/wedding rings (no other expensive jewellery!). But also have some artwork - not loads, just a couple of paintings worth £200 or so each and a couple of small sculpture pieces .but it all actually adds up