Just curious really but also not sure how much I need to protect myself. Moving partners of 2.5 years in.
Both earn pretty much the same, he earns very slightly more but has more subscriptions etc to pay for. His current rent is pretty much the same as my mortgage payment. My monthly gas and electricity are higher but I assume his would rise as soon as his fixed term is up anyway.
I'm thinking we just figure out what we both pay monthly now (core expenses not all his extra subscriptions that I donr care about!) then split the difference so we are both equally as better off? Then tweek it once we know how much bills change. It wouldn't be a direct contribution to the mortgage but would mean he isn't living in my house for free.... He has no inclination to save for a house of his own anyway and will still be better off living with me. Ofc if we ever got married I'd take steps to protect what I've already payed into the house etc.
Thoughts?