Don't judge me, I know I've been naive.
I bought a watch on Instagram for £250 through my bank. Not credit card or PayPal sadly.
The seller kept fibbing me off for weeks and when it finally arrived it didn't work!
She refused to refund me, I've even returned it to her so she can see it doesn't work but still refuses to refund so I've opened a money claim online through the government website. It's cost me £35 to do so.
I'm just wondering what my chances are of getting my money back? Does this usually work? I can provide all messages and proof she's got the watch back.