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Anyone else feel throughly miserable? Money related

8 replies

deflatedbirthday · 02/08/2023 17:32

I'll preface this by saying this is NOT a begging thread! I just need to vent!

Is anyone else thoroughly fed up of counting every penny? I've just been shopping and I was actually adding it up on the way round. How depressing!

The most depressing thing to me is the amount of money that would take some financial pressure off us is so small in the grand scheme of things - 1.5-2k. And yet that amount seems so unobtainable. It's pocket change to some and yet it would improve our lives immeasurably.

Both DH and I work. I have recently been diagnosed with three chronic health conditions - with more appointments to come! I used to work a lot of overtime which I suppose gave us a false sense of security. I physically cannot manage this anymore. It's cut our income by a significant amount. I do badly want to work more. DH works full time
and there is no overtime available.

I am retraining to a higher paid role but that will take time.

As with everyone else everything has gone up.

We haven't had a family holiday for years. I feel awful that I cannot provide the day trips for the DSC that we used to.

Not sure why I'm writing this. Just to vent! 😔

OP posts:
OldTinHat · 02/08/2023 17:37

Do you have a community pantry near you? I can honestly say it's been a godsend for me. £5 a week and I come back home with two bulging shopping bags.

deflatedbirthday · 02/08/2023 19:22

@OldTinHat thank you for the suggestion. We're not quite at a level of being completely unable to afford to eat so I'd feel a bit of a fraud to be honest. I'm just a bit sick to death of accounting for every last penny. As soon as money comes in it goes out.

OP posts:
LetsPlayShadowlands · 02/08/2023 19:36

I understand you completely. I'm 2-3 grades below my closest colleagues, and just a bit extra would make life soooo much easier and more enjoyable. I hate not being able to take my DD somewhere nice when everyone else seems to be having multiple holidays. I'm always hanging onto the last of my overdraft at the end of the month. A few years ago it wasn't like this, and that's back when I had nursery fees to pay!

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threeisacharm18 · 02/08/2023 19:39

Same. It's the cost of childcare that eats up all our income. Colleagues of mine going to sunny places and I'm here just about keeping my head above water. It makes like so joyless

deflatedbirthday · 02/08/2023 19:50

@LetsPlayShadowlands @threeisacharm18 I hear you! No childcare costs here now either but seem to be worse off.

Undoubtedly the main impact has been my health so I feel incredibly guilty. I just had a look to take the DSC away fairly locally this weekend. Can't even afford that. It's gutting.

Today just feels like a hard day.

OP posts:
RoyalImpatience · 02/08/2023 19:55

Op have you checked yha? They are reasonable anyway but usually have 25% on offer as well.

Re counting money going around I've always kept a rough tote in my head I thought most people do?

RoyalImpatience · 02/08/2023 19:58

We are not going anywhere this summer either and have one day out planned.

I could take dc out but of course play parks are not much fun in rain and drizzle!

deflatedbirthday · 02/08/2023 19:59

Lots of free stuff planned. I'm just moaning really. The amount that would change things for us is peanuts to others. I think I'm feeling a bit bitter about my health. I've been struggling lately.

OP posts:
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