Should we move back in with my parents?

[Rubylu]

It’s no shock to everyone that times are really tough atm and they’re only going to get harder.. I’m 6 months pregnant and due in October and me and my partner currently rent a 2 bed flat at £800 a month, with bills we pay about £1400 a month… obviously I will be going on maternity which means majority if not all of the bills will then fall on my partner. He is self employed so if we go on holiday or he has any time off he obviously doesn’t get paid. We have tried to buy a house as I do have a good deposit saved but with the interest rates at the moment it’s just not possible. I feel like if we stay renting we are just never going to get out of the cycle.

I do feel very stuck as it would be lovely to have a house when the baby is here, also in the summer the flat is like a greenhouse I don’t even think a baby would be able to cope in here… my parents have offered for us to move back in with them, the only thing is that it is just one room as their house isn’t very big. We have the flat until Christmas so baby would be about 2 months old if we were to move back in, which I think would be nice as we still get those first special weeks just us three.

We get on extremely well with my parents, I pop round there everyday after work anyway, If my partner is free he also will come round just to sit with them and while I am off on maternity I will be with my mom for most of the time anyway.

My partner is all for it as it means he will be able to save about £1500 a month to put towards a better house deposit hopefully when the mortgage rates have gone down and it also means I will be able to keep all of my maternity pay rather than worrying about bills. It wouldn’t be a permanent thing maybe only 6 months to a year but I’m just so worried about the loss of freedom. Is anyone in the same boat or just has some simple advice?

I’d do it. Not many people get the chance to save a hefty amount of money within a relatively short space of time. Especially if the DP/Dh is also willing.

But this is MN, so lots of posters will assume there’ll be rows and friction, if e.g. your DM should dare to change the baby’s nappy without your express permission.

I am currently staying with parents after having baby. Now he's sleeping I'm actually looking forward to moving back to my flat, as it will be easier having open plan kitchen and everything close by rather than the constant running up and down stairs carrying him or leaving him in the cot and then he starts to cry etc.

The help from parents was incredible in first few weeks , but I didn't have a partner

Right now I would hundred percent do it. I am so jealous I don’t even have a baby or parents and I wish I could 🤣

I’m following as i’m considering. We are currently very lucky as we live in my grandmas house who is in a nursing home so do not have to pay rent , however due to maternity leave, being a single parent for 7 years etc I haven’t managed to save. I have just started saving but I am aware if anything happens to my nan I will have to move out. I’ve accepted the fact that it would make sense for me and my partner to move in with my parents to fully save up if we haven’t got enough saved at this point. My parents do live in a 5 bedroom house with 2 bathrooms so we would have space which is good. I suppose it’s just a bit disheartening but I know it’s for the greater good,

We've just done this!!
We had a small house of our own but we live in a very expensive area and it drained us - some months we struggled to pay for food!
My parents live in a lovely area and have a big house so we sold our house and used the equity to do an extension to create our own living room and play room for our son.
It's been the best thing. It's sometimes hard to adjust when you have been used to your own space but it's nice.
My husband works away a lot for work too so it gives me company which is good.
My parents are older so we help them out too.
I also think my parents won't be around forever so I'm loving the opportunity to do this with them and my 2 year old son has an amazing relationship with them for it.

If it means you can save so much a month that's a bonus!
You will love the help but just make sure you have some boundaries.

I've just realised this post was a year ago, so did you do it? How was it?