We havent had a great year so far
We are on the lower end of average earners and have had a really expensive year, my partner has had to pay just over £3000 for a qualification - course and exams - to progress with work (he applied for funding and they gave him a grand total of £100 towards it). We have just had a car repair bill for over £1000. The washing machine broke. We needed new chest of drawers x3 as the cheaper ones we bought were falling apart. We dealt with pregnancy loss at the beginning of the year. It’s just been so, utterly crap. I guess these are normal life things but I just seem to have a very low resilience threshold.
We were viewing properties and felt excited to get on the property ladder but weve stopped now as the climbing interest rates mean we’d be paying at £700 a month more for a mortgage than what we pay in rent. We haven’t got that £700, not if another unexpected bill comes up
I need to reframe my thinking, we have food on the table, we can pay all the essentials bills and thankfully have our health and our loved ones. Grateful for this. It’s just stuff and just money and it comes back.
I have just hated watching the small savings pot that we had diminish so much, amongst other things! Is anyone else feeling fed up at the moment?