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Holiday insurance - when do I disclose?

1 reply

OnedayIwillfeelfree · 31/05/2023 11:40

We have annual holiday insurance, which runs out on 20 June.

I had some bleeding, and was referred under the 2 week pathway, and had a hysteroscopy, and got a text back 14 days later to say sample showed no signs of cancer, and am taken off 2 week plan. I rang insurance company and told them I had investigation and was cancer free.

A couple of days ago, a month after the operation, a consultant rang me and said the sample had been taken from fibroid and not the womb/lining and I have to have another hysteroscopy (I thought the whole point of having up a camera under general anaesethic was to see where they were taking the sample from) Also the womb lining looked irregular. (Thanks for informing me, a month after the operation) I am due to have another general anaesthetic and hysteroscopy on Friday. And probably have another two weeks wait for results.

We have about £12,000 worth of holiday booked, and as I understand it, we are are covered until the commencement of the holiday, in July and in November, should we have to cancel.

I fully intend to disclose any results etc, but should I wait until I have results before I renew the policy? Bearing in mind, they charged £15 just to add the disclosure to my policy 2 weeks ago.

If it is positive, is insurance for cancer patients madly expensive?

OP posts:
Worldgonecrazy · 31/05/2023 11:44

Sorry to hear you’re going through this. We found holiday insurance for my mum who had secondary breast cancer. From memory it was a couple of hundred, which was a bit of a shock as the insurance for me, husband and child was £11.59 for the same holiday!

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