What do yet paid vs take home

[bjjgirl]

Inspired by another thread, what job do you do?
What do you get paid?
Any over time / bonus'?
What's your take home?

Just because this massively varies, I have huge pension contributions as I am public sector so I take home a lot less than I expected

However I can work over time

So I get paid in flat month 46803
And that comes out as £2658 a month after tax / national insurance

Gross annual - £84,500
Gross monthly - £7004
Net monthly - £4695
Job- Info Sec - Governance, Risk & Compliance

Mine varies month to month depending on my unsociable hours.

Band 6 midpoint NHS but do lots of unsociable hours.

Last month £4260 before deductions. £2524 after deductions. Total £1736 deducted which feels ridiculous.

£570.60 tax, £395 NI, £494 Pension (11.6%) £270 Student loan.

Min wage plus commission
Take home anything from £1500-2000 monthly

£70k, take home £3400. As I have some pension contributions (employer puts in very little) and live in Scotland.

its terrible, but sometimeS I get pissed off at paying so much tax. And missing out on all the various bits of money others get (council tax refund, child benefit)

Salary is $110k, gross income is $8,500 per month. Take home around $4,500 a month. I save just around $2,000 a month for retirement, using pre-tax dollars.

I works part time. Monthly gross is £2153 and take home is £1707.

I pay more tax because I live in Scotland, where everything is “free” 🙄

@FlutteryButterfly - I earn 52k and my monthly take home is £2850. I’m a teacher so the pension contribution is quite chunky so the OP’s figures don’t seem unreasonable.

£76k per year but take home is just £2.5k. I pay for an electric car through my salary and also put around 35% into pension through salary sacrifice.

We live in a cost of living crisis. People want to know how to make more money.

IT Leader role.

135k Gross (£11250 per month)

Net £6560 net per month.

Ugh I find this a bit depressing, the differences between gross and net!

Civil servant working 4 days, full time salary is just shy of £42k, but my monthly gross and net are £3000 and £2150 respectively. I’m still paying back my student loan but my monthly pension contribution is bigger at over £164.

@Notellinganyone, I asked OP if it was a typo as the yearly Salary she put was £561000! OP confirmed it was!

Did you miss the bit where they said they had students loans come out of it? Not just tax. They only pay higher tax on the bit above not on the whole lot.

Oh actually I have my payslip from last month

Paid £2416
Take home £1929

I consider my annual wage the gross amount but never bother to look at my monthly gross amount- tax has to be taken, if you look at it as gross then net you will always feel short changed imo.

Yes it’s tax, student loans and pension as to why the difference is so big.

But they love to call student loans ‘a graduate tax’ so they can’t have it both ways! I would prefer if it was a proper graduate tax so a student who can’t afford to pay for university doesn’t earn less over their lifetime compared to a wealthier student who can pay up front.

Either way I earn pretty well so I don’t mind too much, it’s just depressing looking at the gross vs net!

I work term time in childcare, 4 full days a week spread over pay. (So I get paid the same every month even if holidays fall during them)

Gross pay £950 and take home £925, I just pay into a pension I dont earn enough to pay tax. So I'm just above minimum wage.

About 20% of my salary goes to my pension and a save as you earn scheme so there is quite a difference, tax and NI notwithstanding, between my gross and net pay. Surely that must be broadly similar for lots of people?

Yes! I posted further down and on the face of it my £2.5k take home looks ridiculous compared to £76k especially when I look at others but that's after 35% into pension, car, sharesaves (£150) and various insurances I take out through work.

My pension is more than that.

I take home about 61% of my actual salary. The other 39% goes to tax, NI, pre-tax child care, and my pension.

Salary 52k
Take home approx 3k

Basic salary 60k (I get another 10k+ throughout the year in bonuses).
Personal Assistant / Admin
Gross per month £5,000
Take Home £1965

I shovel a lot into company share schemes and my pension, so I'm not paying a lot of tax and being efficient. I'll retire quicker, and my retirement income will be my current take home, minus my current mortgage payments, so I'm already doing a trial run that it's doable.

Annual salary 90k
Take home about 4,600 per month
15% bonus in April
I have a company car and private healthcare that come out of that pre tax amount too along with pension so it looks a bit lower than you'd expect but finally paid off my student loan last year 🎉
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‘My retirement income will be my current take home …, so I'm already doing a trial run that it's doable’. That’s how I look at it too. And I’m really ramping up my savings so I’ll have a reasonable amount of wriggle room.