What is your most lucky escape from a bad financial decision?

[Primrosefrill]

Inspired by another thread. What is your most brilliant lucky escape from making a disastrous financial decision?

Mine was not buying a house last year. We moved overseas. We would have been mortgaged up to the eyeballs with a second mortgage, buying at the peak, everything now crashing and interest rates have soared. We would have been in dire straits. We got caught up in the frenzy of needing to buy. Luckily someone made a better offer.

It was a house that we bought but fell through in the big financial crash of 2008. It wasn’t the right house for us really as it had no off street parking which is bloody crucial for us, but it was in our price range and we went for it. Got it approved but the crash happened while we were trying to get a mortgage and it all just went to shit.
Ended up with a much better house about 6 months later with off street parking for 4 cars for a lot less than it would have been before the crash. At the time we were gutted, the original house was a beautiful Victorian semi with loads of character but the parking was and still is horrific up that road. Plus they have perpetual issues with the drains!

Definitely listening to Martin Lewis about not fixing!

It’s irritating because second on the list would be taking a student loan, or not actively paying it off as soon as you started working. Again Martin to thank for that one.

Lesson learned - do the opposite of Martin at all times 🤣

Oh lucky escapes! Sorry missed the point. I wouldn’t know because I escaped them 🤣

Not buying a house with my ex - she was a cheating scumbag, and luckily Santander pulled our offer at the 11th hour due to a paperwork issue we couldn’t resolve.

I thank my lucky stars every day

Not leaving my flat to live with a bloke I'd known less than a year.
Not having children with a man who turned out to be the whingiest, sulkiest and most annoying man ever.
Not leaving a housing association house to live in a privately rented house.
I should have bought a house when I had savings, no debts and a regular income but I didn't because I didn't feel I was a grown-up enough adult to do so but at least I do have a secure home.

Randomly fixing my mortgage the day Putin invaded. No real reason why, I had months before my deal was actually up, but the bank had sent me a letter and completely unlike me, I went online and fixed at 1.8 for five years.

It will be all but paid off when it comes up for renewal again.

Reimbursed for the "loss" of endowment mortgages x 2 because I kept the paperwork proving Lloyd's bank had mis-sold them. It was blatant. I had gone into it with my eyes open and the mortgage had been paid off early but it was nice to be reimbursed £15k for the shortfall.

Getting gazumped on an overpriced flat in Birmingham during the late 1980s housing boom turned out to be a lucky escape though I wasn't pleased at the time.

We managed to get in there too! 1.29% for five years - thanking lucky stars