Whats your monthly income do you manage to cope

[Woodward23]

Following a conversation with someone id like to get a broader spectrum of what the average income is. monthly income is roughly £2350 and manage perfectly well on it whilst also saving a few hundred each month.
Whats your income and how do you feel you cope with it?

I don't see how it can be useful to you op? You say you want a broader spectrum. Broader than what? Some people wil be very low earners, some very high (this is mn so most will be very, very high!!), some will have massive outgoings, some will have low ones. It would be helpful to know what exactly it is you're asking!

The median household income is 565 a week according to the ONS

Mine is about £2100 with wages and £200 maintenance. I’m a single parent.

I manage absolutely fine. I rent and have low rent (£340 a month for a 2 bed with a drive and big garden opposite my kids school). I don’t really have any notable savings, a couple of grand at most but I’m fine with that. I pay all my bills, manage to save £50 a month for DS, go on one ‘big’ holiday a year (so Spain etc, although I’ve just come back from New York) plus a few nights away a year. I could watch what I spend more and have more in savings but I’m a nurse (bottom of band 5) and see how quickly things can change for people so definitely feel like life is for living!

But my car is old, I don’t really drink, we are vegetarians so food bill is less with no meat and my DS eats at his dads/my parents 3 nights a week whilst I’m at work so that again saves on costs.

im lucky, I’ve been on the bones of my arse before with 80p to my name for a week and no food in so I don’t take it for granted that I’m in a better position now

Myself and DH is about £5500 between us after tax and pensions. We do well a big holiday every year, weekends away etc. We don't have a big expensive car but mainly because we both WFH so it would be a waste of money

£6000 between us, yes it's plenty, but our mortgage will likely increase to £1600 which I'm not overly comfortable with.

(That's after tax, pensions and student loan)

You need to look at ONS data. Asking people on MN isn't going to yield any reliable data because it's the online equivalent of asking the women in Waitrose with the nicest coats how much money they have.

Why would you like to get a wider spectrum? How would it benefit you? Surely you already realise there'll be people ranging from one extreme of the spectrum to the other.

Min wage plus a bit of bonus, live alone and no it's tough

This.

Mumsnet is full of high earners.

I'm a single parent of one teen, working full time. Wages after tax and pension £1600pm. UC £550pm plus child benefit. Child maintenance £300pm. I manage fine. Rent is £500pm (housing association). However the UC and maintenance will stop in 3 years when DS turns 18, so it will likely be more of a struggle then. I had a pay rise this year but with the cost of living increase it's not made a whole heap of difference, and I can't save more than £6000 right now because then my UC will be reduced.

There are quite a few low earners here too, myself included.

Single person income minimum wage
Work full time. Barely surviving

Ours is 6,300 after student loan , pensions, tax etc. We are paying of debt though and pay 3 days nursery at the moment .

Around £5.5k and we manage fine on it. We have high mortgage payments and high nursery costs but we have enough to have days out and holidays and also to save some.

Approx £3500 2 adults 1 toddler 1 baby.

Mortgage £550 a month on 4 bed detached house. Would like more of course but we manage well, no debts except the mortgage.

We have no housing costs as paid off mortgage about to take early retirement 2000 a month is enough for us to live on we have savings and pension lump sum for big things like a new secondhand car major repair bills etc we plan to WFH a bit as self employed for extras like holidays but 2000 pays all bills heating car running costs clothes basic house maintenance like painting but not a new kitchen, pocket money for DD Christmas birthdays eating out etc

4.5k per month wage and pension, plus investment returns but obviously variable, mortgage paid off, zero debt and significant savings. DH is still working and I am retired. Our house costs 1k per month to run, that’s utilities, broadband, council tax, food, the basics. Of note is that 25 years ago our house cost 1k to run but that included a mortgage payment. We have tracked all finances for 25 years since we married.

I know we are well off.

£3592.72 for 2 adults and two kids. The IFS tool puts us at almost exatly middle income. Better off than 53% of people.

We have a tiny mortgage of £185 per month so in reality we're even better off than that.
I do notice that I have to be a little more careful with grocery shopping and impulse purchases.
And, although I'm still saving, I'm increasingly having to draw on those savings when a fuel bill comes in.
Other than that: Still running a car, kids are doing activities, going on holiday this year. No debt. All good.