So we're being evicted AGAIN!

[OnandOnItGoes]

3rd rented property in 7 years. Been here for 4 years. Had to leave the last two properties as landlord selling, now we're in the same situation again.

Rent always paid on time and properties always very well looked after so it's not that we're bad tenants, just the never ending game we're stuck in.

We left within the notice period of last 2 properties but can't with this one as rents are £500+ for similar properties and much smaller worse properties with no parking/horrible areas are £200-300 a month more and we simply can't afford it or find one which we are successful for as they seem to only want 'professionals' in high paying jobs.

Council have been no help and have said as both DH and I work, we need to find another rented property. I can only work part time in a low paying admin job due to caring responsibilities as need to be on hand for disabled DC for school drop/pick up and after school as no after school care (teens). We have no family support.

Also worried about being put in temp accommodation as around here it seems to be adapted office blocks with lots of anti social issues. Also as we work I understand we'll have to pay a lot for it!

Section 21 expires on 15th May and I'm aware Landlord will start court process for possession as he's very keen to get us out and get it sold. I assume he'll use the accelerated procedure as he's a professional landlord with lots of properties and is selling most of them I believe.

Does anyone know how long we may have before bailiffs? We're in the South East. I've already looked into storage facilities so we can empty the house but we have no family to stay with so not sure where we'll go from there.

Of course we will continue looking for a property and continue paying rent but any advice on timeline will be helpful if anyone has been through the process recently?

The stress is unbearable and much worse this time due to the current rental market!

Unfortunately lots of landlord are selling up and the reason is that the regulations are now too onerous and next year the government is ending the section 21 rule so will be even more difficult to regain possession. It is awful that you are prepared to overstay and wait for bailiffs - and that you are prepared to get s CCJ against your credit record but this will become even worsev for landlord next year. Also next year landlordsc will have to keep even more onerous records of income and expenditure and if there is a labour govermnent will be even worse.
So of course small landlords are selling up and so private rents are increasing as a result.
My property was let last year for 1600, current rates for similar are 1750 and when I sell there will be one fewer so of course private rents will continue to rise.

Your compassion for the OP is heartwarming @GreenwichOrTwicks

She needs to understand the reasons why this is happening - encouraging her to overstay is irresponsible and people who do that are compounding the problem for her and others. If off you have no moral compass consider that she will need areference to get another rental - no decent landlord will aceppt a tenant who waited for the bailiffs at their previous address.

There aren't so many jobs here though. Agree on the schools and house prices.

I agree with above I'm afraid. Why would people want to buy a house to rent out when it's so hard to get possession of your own home back. I imagine their mortgage rate is now going up significantly and they've clearly given you a much lower rent over the years at their own expense and you repay them by overstaying when fair notice has been given. This is why less rentals available and prices are rising. They won't drop like one poster said for this very reason.

That's not to say I don't sympathise with your position, being made to move sucks, but.you have a good wage that many on here would dream of.

It is awful that you are prepared to overstay and wait for bailiffs

that’s the system and consequences of years of not building adequate social housing in the south east, or majority of country and right to buy that Tory’s brought in

This is so hard and I’m sorry this is happening. I agree with a pp about relocating. I would seriously consider moving a long way and switching jobs to have more security.. this seems a v v stressful way to live especially with your caring responsibilities. Honestly I don’t think it’s worth it; I would really consider moving somewhere you can afford to buy and then you will be out of this loop. The money you are paying for insecure rent is insane. Xx

What do you suggest the OP does then? I’m interested to hear given they don’t have money for more rent.

I think you do need to look further afield OP. Yes an hours commute isn't ideal but it's not an extreme commute either. Could he adjust his working hours so he can leave early and come home early to avoid rush hours?

Is there any way you could increase your hours to 20/25? Although I understand you then need to consider school holidays.

OP do you realise you will get a CCJ if you don't move out by the date of court order. If you get a CCJ you would be very unlikely to pass a credit check for a new LL. You should try to move out by the date ordered as your LL has done everything legally and sounds like he has given you years of cheaper rent too.

No, but I’m not aware of any that don’t require you to have significant local links, including that one, and OP wouldn’t as she’d have just moved to the area.

@HistoryFanatic my son is a class 1 lorry driver and he had his pick of several jobs. There is a national shortage of them and Hull has docks. I suppose it depends what jobs you want. His friends who live there never had a problem getting a job. One is a nurse and the other works in ICT and works from home for a London based company.

That’s crazy prices! Agree with contacting shelter and seeing what you could do in your current location.

I would also consider moving locations if you have no family support. Not to have family support but more a better standard of living. Moving to the M62 band (liverpool, Manchester, leeds, hull) would give you so much more disposable income.

https://www.rightmove.co.uk/properties/133530056#/?channel=RES_LET

You need to get out of that area, our family annual income is 49k and a couple of years paying off mortgage completely,well we did already but extended it by a 5 years for home imorovements.

Have you looked at Uc credit calculator? You may be entitled if your rent is so high?

Also do you get DLA for your disabled child? You may be able to get high rate mobility and can then get a mobility car.

What about carers allowance if you earn just 13k? You may be very close to the limit and could be better off cutting an hour or 2 a week and getting wages and carers.

It's so hard when you have a disabled dependent because as you said you are stick to areas (ehcp), suitable housing and short work hours where you can care.

But also if you have a disabled D.C. I'd be contacting your OT service. Get yourself evidence if need and get on the highest band for social housing (I appreciate there is nowhere near enough of this though)

I'm so sorry you're in this situation. A family with £60k income should not be struggling and is a sign of how much shite this country is in.

@caringcarer True.

Is a possession order a CCJ?
A possession order doesn't count as a county court judgment (CCJ). Your credit rating won't automatically be affected by eviction.

From the Shelter website

I really think you need to reconsider overstaying and just rent one of the smaller places, even if it means you are sleeping in the lounge or move to a whole new part of the country.

In your position you are unlikely get longterm social housing because your income is too high and won't be a priority. So what you will be left with is a CCJ, a bad landlord reference, and debt because you will owe your LL for his legal costs relating to the eviction and in unsuitable temporary accomodation. Your only longterm option is private rent so don't make yourselves unattractive on the rental market. It will only worsen your own situation.

Sorry, that you should say you might owe the LL for the court costs. A friend of mine got her fees back from the ex-tenants, but I have seen now that it isn't always the case. Sometimes the LL pays their own fees.

Im an accidental landlord and always treated tenants well as just wanted flat to cover it's costs but Im having to sell soon too as will be making a loss soon due to increased costs. My tenant will face a massive rent hike as mine was considerably lower than market rate and not increased in some time.

I have no skin in this game - I'm a homeowner and not a landlord. I can't say it's a great look for landlords to come onto a thread as distressing as this and start bleating on about how badly they've been treated. But they are seemingly unable to help themselves, so whatever.

I would say that I hope OP takes professional advice (Shelter) over poorly written amateur landlord's advice from Mumsnet!

I second this, especially looking at UC as what families with disabled DC can earn before no longer being eligible is higher than many realise particularly when they also have a high rent element.

Although you will be over the earnings limit (£139pw) for carer’s allowance.

What work does your DH do? I'm thinking you should move to a much cheaper area and buy a property so you have security.

It's bloody disgusting the rental charges, there should be a cap on how much a LL can charge.

No one should be making a profit from someone's home and if that means all the landlords can't afford to have all these homes and have to sell them good....

Yet again landlord bashing what people seem to not understand is that the rental business has kept people in homes now the government are pushing more regulations onto landlords 28000 per month are selling up. The government are doing fuck all to mitigate this they are just encouraging landlord bashing but they aren’t providing homes