Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Feeling worthless

6 replies

BatternBooze · 26/03/2023 19:36

I have never felt this bad in my entire life

I’m sat on my sofa crying. Been to view the most perfect house today (new build that’s being built). I’ve been with my BF for 6 years so taken a while to get here, came home and applied for the mortgage in principal and got rejected 😔 I’ve checked my credit file and I have a default from a few years ago that is now settled and a couple of other small things that have meant i’m now in the poor section. I have a few thousand in savings and about £700 in debt so I’ve just paid that off, I had no idea as I’ve had nothing in credit since I had a loan for my car 6 years ago that’s now paid off. Going to speak to a broker tomorrow and my BF might be able to buy the house alone but still, I feel like such a failure. I earn about £30,000 so can afford a mortgage.

On top of this I’m massively overweight, the fattest I’ve ever been. Size 18-20. Shameful. Feel like I’m in a spiral

DS has just got back from his dads and already I’ve told him off, he’s such a good boy but just caught him in a small lie and lost it 😭

Do you ever just look around your life and wonder how you got here? I’m currently sat in my council flat with DS in his room probably thinking I’m a shit mum, BF is sat at his house
probably thinking what a shit girlfriend I am, fat (he’s really fit) and can’t even buy a house.

not sure where it all went wrong

OP posts:
mamabear715 · 26/03/2023 19:40

Whaaat? You sound like you're doing really well!
Looking to the future, speaking to a broker..
Not letting DS get away with conning you.. ;-)
Hooking a nice guy, who I'm sure loves you & thinks you're the hottest lass EVER!
Hopefully things will all look different tomorrow. I got turned down for High St mortgages too, just keep trying, I got there in the end. :-)
Hugs, & good luck.

BatternBooze · 26/03/2023 20:15

Aww thank you, made me smile! I know I probably sound a bit whiny but I’ve properly dragged myself up (have lived in hostels etc) but can’t seem to give myself any credit. I look around and everyone seems to be happier/richer/doing better/thinner than me and I look back on photos of me as a teen with such promise and I really feel like I have let myself down

OP posts:
Yoyooo · 26/03/2023 20:22

Have you tried to get a mortgage with a broker?

BatternBooze · 26/03/2023 21:37

I’m going to ring them tomorrow and hope for the best. BF had a really high credit rating and he has £50000 deposit (I have £2000 🙈) so I’m hoping that will help

OP posts:
mamabear715 · 27/03/2023 11:47

@BatternBooze
Looking forwards to reading updates. :-)
Best of luck!

BatternBooze · 27/03/2023 13:51

Spoke to a broker (London and country) and they’ve said they can’t help and pointed me in the direction of a specialist place but the interest will be so high on them. Spoke to BF, he’s really disappointed 😔 we’ll just have to see what happens from here i suppose

OP posts:
New posts on this thread. Refresh page