Taking a second PT job. Tax implications?

[Fordian]

Imagine I'm stupid. Because I absolutely am regarding this! I do a PT job and have a normal tax code (it pays £28k pa pre tax).

I'm transitioning into another job that will require some overlap.

Can anyone explain how my tax situation will work during the 2-jobs bit? Will I have to pay BR on the second job then reclaim overpaid tax? Or can I pay 'normal tax' on both?

If your main job is £28k pa , ie that’s what you take home then your full tax code goes against that and any other job will be tax code BR

Yes basic rate 20% overall on the second income with no allowance

Im in the same situation. I work 30 hours (£19k per annum) (no full time available) and taken on a 5 hour shift elsewhere as a topup.

i just took it that i pay 20% on that too?

I work a job and pay full rate tax.

Because it's education I often do respite/ kids clubs during the holidays and always pay BR code (20%) tax on it.

There won’t be any overpaid tax to be reclaimed because your main job will use all of your tax free allowance.

I have two jobs that equate to one full time job (at the same rate), so I have two payslips etc.

I "use up" all my tax allowance in my first job so it looks like I'm paying more tax on my second job, but I get paid exactly the same as if I just had a single job full time.

HMRC and payroll work it out for me but do keep an eye out on your payslips and query if you get paid too much - one year one of my employers arbitrarily changed my tax code and applied a normal tax allowance which led to me underpaying nearly a grand of tax before it was sorted out.

Luckily I spotted it immediately, stuck it into a savings account (and the following month when they'd still not sorted it) and HMRC adjusted my tax code so that I repaid it over the remaining tax year. While I was on the phone to HMRC trying to sort it out they did say that I could choose what employment I used my allowance in, or split it, but I couldn't see how it would make a difference to me.

Your second job will be on BR/0T and you will pay a flat 20% tax on it, there will be nothing overpaid to claim back as you get 1x personal allowance which is fully being used by your first job.

So you'll pay the same tax as you would if you earned the equivalent amount in just one job.

Thanks for the replies; I'll read them carefully.

@Fordian Not sure if this helps (I hope you don't think its insulting), if you think of it this way:

Assuming the personal allowance is £10,000 (just for round numbers) and you have 1 job that pays £30k.
£30,000-£10,000 tax free =£20,000 x 20% = £4,000.

If you had two jobs, one paying £20,000 and the other paying £10,000 (so equalling the £30k) you would pay:
Job 1 £20,000-£10,000 = £10,000 tax free x 20% = £2,000
Job 2 £10,000 x 20% (no tax free allowance) = £2,000
Total amount of tax payable = £2,000+£2,000=£4,000

Not sure if that helps or not to be honest!