We've accidentally been claiming child benefit since my husband's salary has gone over the threshold so suspect we owe some money back. Trying to do a self assessment tax return and I'm completely bamboozled by the pension section when trying to work out adjusted net income.
My husband pays into workplace scheme via salary sacrifice which comes off his gross pay and so I think means already gets the tax relief on this. We then pay an additional sum into a private pension which is a direct debit from current account and I think is topped up by government, but we can claim additional tax relief on this as a higher rate tax payer via the self assessment form.
I just can't work out if we include the workplace pension contributions in the bit where it says to add up your taxable income "then take off any tax reliefs that apply, such as payments made gross to pension schemes, those have been made without tax relief".... or is this where we deduct the private pension contributions?
Can anyone shed any light? My brain is fried and I've read endless guides online and am none the wiser. To think I wanted to be an accountant 