We had a bad house fire at the beginning of December- all of us are OK but all our home contents need to be written off and there is a lot of work on building to be done.
We have separate companies involved with content and building insurance. That has not happened on purpose but somehow has evolved like that , then just auto renewed. Both companies are being fine to deal with.
Building insurance are paying our costs for accommodation and we are due to move from holiday cottage, into an unfurnished rental, in about five weeks. We have no furniture or house items at all at the moment. Had some interim payment on the contents but that was needed for clothes etc. All contents are still in house, next week they will start listing and valuing.
So my dilemma is how do we get furniture and other things we need? Buildings people are saying they will only pay rent and not for furnishing. We can't afford to buy new and even if we could, the house is very different from ours and I'm reluctant to buy things we cannot really use at home. For that reason I don't really want to push contents insurance for money, as we may then end up buying unsuitable things.
I am unsure what to do. If anyone has been in this situation please can you advise ! Thanks