Struggling to decide between paying for further improvements on my flat or a trip to India.
i’m 27, own my own flat and work as a healthcare professional. I am single so bills are solely down to me. I have managed to save a £5K emergency fund this year- this isn’t a huge amount but it’s around 4 months living expenses for me. My flat is ok- living room and bathroom are decorated. My bedroom is being decorated this January but I still need to buy new furniture (chest of drawers and a mirror) and the kitchen needs painting/new flooring. In total I need to spend around £2.5K more on the flat.
however, I have itchy feet currently and dreaming of a trip to India. I desperately want to do the golden triangle and to have a break (I get bored on the typical beach sunbathing holiday).
I expect my trip would cost around 2.5K including vaccines and visas etc. My heart wants to do the trip to India- but my head says spend on the flat and enjoy your home everyday, not just for 14 days away. I am planning to save by doing lots of extra bank shifts and could save this in around 2 months. From April I will have a new monthly expense of a car so saving will be slower. Any advice would be appreciated!