Difference between the salary packages.

[MrsZaidi]

So here I have 2 different opportunities, 1st one is offering me a basic salary of 51k and adding down allowances it comes around 60K and another one is offering me basic salary of 41K but adding the allowances it becomes the same.
I did ask the 2nd employer to increase my pay scale, but they refused and said that the altogether salary they offer is the limit.
Therefor I was wondering should I ask my 2nd employer that they may keep the salary package same, but they should increase my basic. As I believe that the increment in future will be on basic salary and not on the allowances. Am I correct or incorrect.?

My understanding is allowances are often not contractual so if the company has a really bad year you might only get your basic. Plus any pension will be based on the basic.

I think you're also probably right on the increment.

No expert but I’d assume things like company pension contributions (and annual bonus if you get one) are based on basic salary.

Go for the first one as more things will be based on your basic salary - not just benefits but also when applying for mortgages etc.

What sort of allowances? Are they fixed or can they be removed?

I agree with pp. in principle, the higher basic is better because it's more likely to affect pension and possibly other benefits, but it very much depends on the specifics.