This isn't a CoL or heating issue. I can afford to put the heating on. But I'm just cold all the time. In situations where everyone else seems comfortable. At work, loads of layers on, still cold. Outside walking around and shopping, massive jacket and scarf etc, still cold.
In the car, heating on, still cold. In bed, fleece, pj's, hot water bottle, blanket, still cold.
And by feeling cold I mean I feel chilled, like goosebumps, shivers down my spine. Hot radiators etc warm up my skin but inside I still feel cold.
Does anyone else feel like this or am I just a massive wimp?