I decided last year enough was enough - I am sick of being skint in January and spending money I don't have. Also (and this is firm) no more spending on any more decorations etc until it all needs replaced (and that is years away!). But it feels miserable and I am struggling. Starting to think I have a real problem!
The money could be better spent, and the cost of living is biting hard. We are spending much less on Christmas presents/food. Why oh why can I not be happy with what I have got?
Feel free to tell me to get a grip!