Why don’t more couples share money?

[Hormonal23]

I see on here a lot of time couples who don’t share money where one is getting in debt every month and the other has hundreds left to spend. I get some relationships are abusive or there’s a control element with money. But as soon as my partner moved in with me we made sure we where both evenish with the bills/money. He earned way more then me at the beginning and now it’s the other way round but he will soon out earn me again but we both make sure we have a pot of family money to cover all bills and outgoings. We talk about money and each of our savings regularly.

The majority of people share money in terms of bills and household expenses vs everything else. The smart thing is to not have all of your money sitting in a joint account.

Yes we don’t we have our own accounts savings account and then share a joint account for bills etc

Because I watched my dad criticise my mum for every penny she spent although she was either the main breadwinner or an equal contributor.

Dh and I put equal percentages of our salaries into the joint account and then we each have our own accounts. We have very different spending habits, this seems the fairest option.

Because I work hard and earn a decent wage whereas my DP doesn't and can't be bothered. Why should I work my ass off to benefit him when he sits on his most of the time doing not a lot?

Don't get me wrong, I love him and accept him for who he is but I'm keeping my hard earned money!

We have both. We have a joint account and our own accounts and we do put in more money into the joint one than our own account. I think we are one of those couples who share most of our finances but keep a tiny bit to spend on whatever we like.

When me and DH shared all of our money we argued about it a lot. He constantly overspent and I was the one left trying to budget which he saw as nagging and controlling. He said he didn’t want to share money with me any more so now we split the household bills down the middle and keep everything else seperate. I now feel much better off and he doesn’t. It’s not ideal but it works ok.

I don't understand having all your money in one pot. Yes, have a joint account where you both pay in a proportion of your wages to cover bills, but other than that, separate account make more sense, I think. How do people do the fun stuff such as buying each other's Christmas presents and keeping them a surprise if it's all coming out of a joint account? How are you even 'buying' each other a present if it's coming from a joint account? Can you tell I have Christmas on the brain ATM 😁🤶

Share household bills appropriate to each others wages. Left over is our own spending money. I would get resentful if my partner spent joint money on his game (£200 a month) him resentful on my Amazon habit. Only having joint accounts for the house and holidays means we can spend our own money on what we want. If he runs out at the end of the month it’s his issue, but house is sorted.

he doesn’t as good with money.

So anyway OP my question would be why would you only have a joint account? I just don't see the benefit 🤷‍♀️

Because DH and I have very different approaches to how we spend money and I don’t want to supplement how he chooses to spend money

I don’t understand why it’s always questioned.

Why do people care/get worked about what others do with their money?

We don’t have a joint account, my partner far out earns me, however, we talk regularly about money/savings etc as well.

He probably has bit more disposable income a month but I like that as he works bloody hard. I’m not really a spender anyway.

Works well for us and I really couldn’t care or ever even think about what other people do with their money

We divided household costs to around the same amount and each pay our agreed bills.

DH is not great with money but is the higher earner, so he sends me additional money which I use for food, fuel, kids costs and any savings. This way I know the vital stuff is paid at least.