Thinking about the future. What will happen in this situation do you think?

[ColinRobinsonsfamiliar]

FIL is 78. Lives with Bil who is nearly 50. Bil has never left home, has no partner, works full time, never ever goes on holidays or out.
Think a bloke who goes to work, comes home, goes to work, comes home day in day out. Friday night shop. 1/2 bottle of vodka on a Friday night, the rest on a Saturday. Smokes too.
Bil is a really lovely kind fella, we get on really well.
Fil in great health, retired, goes nowhere, does nothing apart from walks his dog. Nice fella too.

DH & i we’re talking the other day about when his dad dies (it came up as s friends parent just died so naturally we were talking on the subject)

His dad owns his house, it’s not worth much (maybe £90k) It’s left to dh & Bil.
Bil is ALWAYS crying poverty, pays no rent, occasionally pays for the Friday night shop.
FIL has a pension which pays the bills etc but there is very little left over.

What will happen to the house (Bils home)? Bil won’t be able to afford to keep it.
What if he doesn’t want to sell it?

Your DH could force the sale by going to court.
I would imagine Bill has a nice pile of money stashed somewhere.

Bill cannot be in poverty if he works full time, doesn't pay rent, or go out anywhere. I reckon Bill is just trying to make you think he is skint so you will let him stay in the house. However, Bill will need to buy your dh out of his share of the house so will need to get a mortgage like most people have to. Not sure what happens if fil has to go into care and the house be sold to pay for that ??

He'll probably want to live with you 😮

I guess if your dh didn't need the house to be sold, he could keep his half as an investment and Bill can pay him rent on his share ?

He might have rights to the house as he has been living there?

Thanks.
Although he works full time, it’s a low pay job.
We took him on holiday 2 years ago and he is still paying the loan off. I think that cigs are expensive and he has a car so has fuel to pay for that (no loan on that)
He has no savings.

That’s a whole other conversation if fil needs care home in the future.
Fees will come out of house sale I expect.
I worry about Bil and his zero planning for the future.

Find him a park home to buy outright.

Do you have kids? Maybe the e kindest thing is to suggest the house is left to the kids with BIL having a life time interest in the property.

I’d do this.

Low pay, debt, smoking can easily see someone left with nothing.