How would you spend a bit of saved housekeeping money

[HonHonoriaGlossop]

Ive been trying to save between £80 - 100 per month since august out of my housekeeping money. This is 1/4 of it so has meant being very creative with the cupboards, using up stuff in the freezer and being very frugal/serious yellow sticker shopping and olio.
by the end of this month (pay runs 20-20th of the month) I should have around £300. I was planning to put it aside for early next year as a bit of a cushion and continue adding to it all the time I can afford to make the savings, however I'm now wondering whether I would be better off investing in buying basics like cereal, coffee, pasta, butter, cat food at the current prices and developing a bit of a stash to be used next year. food prices keep marching upwards so now I'm wondering if it would be more astute to buy what I know we will need.
in my position, WWYD ? Also any tips on what looks like still going up in price and worth the spend now ?

i can't believe I'm looking at how I can best invest my money in the markets of dried pasta and olive oil.... thanks, Putin

I too was concerned about financial abuse after the first post. Housekeeping money is a dated phrase which used to be used when a working man (husband or son) paid the woman of the house money to cover the household bills.

the fact that you were squirrelling away money from this pot make me concerned this was your only income and that it was tightly controlled. The question is a bit odd - most people on a good income with financial freedom would not need advice on how to reallocate money like this.

had You said food budget I would have assumed it was money your allocated yourself.

I would keep what is in the savings and then rather than dave £80- £100 going forward maybe save half and use other half to stock up/ buy special offers

Now read you have savings and everything covered , so Therefore if me I would just spend in food I like and not scrimp
Your in a good position so enjoy it

I think it would have been easier if I'd just said "I have an extra £300 to spend which can only be spent on food/household costs. What things do you think are worth stocking up on with it"

yes
marmite has gone up - so too late for that

do you have the space to store non perishable goods?

Yes, no issues there

Marmite is a good shout though, Dh eats quite a bit of it and I always resent the cost 😂

you can never have too much marmite

@Cuddlywuddlies
Your initial comment reads as rude and judgmental rather than concerned I'm not surprised OP replied as she did.

If I had £300 saved in that way, I might spend £50-100 of it on restocking basics gradually whenever they were on really good offer. I'd put £200-250 into savings and I'd keep doing that - 1/6-1/3 on restocking, the rest on savings. It is such a relief to have some instant savings when your washing machine breaks down or you need a tooth filling etc.

I'd buy loo roll and kitchen roll, it seems to have really jumped in price, and vegetable oil.
Is there still a Preppers board on here? You might be better off asking on there.

If this is even true...

Why are you asking for grocery shopping advice when the rest of your post is a drip feed about how well off and good at budgeting you are?

Also, why do you think its ok to use the 'simple' insult - you're in a blue light job, you should know much better than that.

Is there anything that would help with the batch cooking? New saucepans, Tupperware, crockery etc?

Btw I budget in a similar way and it works well for us (although I don’t call it housekeeping).

I'm very single and use the term housekeeping money.

On the one occasion I got time and a half for overtime (before we lost it) I bought a new Siberian Goose down duvet. Maybe something to keep you warm this winter would be good. Thermal curtainsor something.
Otherwise, I dunno, cake, caviar and champagne to celebrate your frugality?

I think for 100 you could very well stock up your pantry and save the rest.

I'd just save it. You've learned your food budget is bigger than need be and you know your OH will spend it if left in the account, so you need a savings that doesn't get touched. Rainy days, broken appliances, basically don't spend it.

When we have a bit extra, we stock up on things like washing powder, dishwasher tablets, toilet rolls etc

As I like to know I have enough and they get put in the garage so are out the way.

I have bought my DD clothes/school uniform in bigger sizes before and put them away.

Or we just have half each and blow it on whatever we like - a handbag 👜 usually in my case !

@Cherryana , ditto to that.

As someone who has been working her way through the plain flour and sunflower oil I bought earlier this year.....I wouldnsay prep. Costs will continue to rise on some basics (imho) - pasta, loo roll, etc But.....don't get so much it will get spoiled if there is a disaster- damp or mice!!
..

Wow really? I am single in my forties and I so t even think my grandmother talked about housekeeping money!

I remember the term from books and the odd period tv show. Men giving their wives housekeeping money and them putting it in a tea pot. That 1980s show bread has just flashed into my mind.

if you are single and manage all your own money do you have a seperate pot that you allocate a ‘housekeeping’ budget to?

Pre covid I used cash as much as possible, I put a set amount on a Sainsburys card which covered my big shop, I took out a set amount of cash each week on Friday, for my fruit/veg shop and any odds and ends and general spending money. I had two pots - well a big tin and a zebra striped piggy bank to be precise, one for Christmas and one for holidays, any cash left over at the end of the week was divided between the pots.

You lost me at 'blue light job'. A lot of other professions also work extra shifts and unsociable hours.