I am 25 and single. I earn £28k a year. Currently rent in an “upmarket” area of Birmingham (ie spending thousands on bills for a trendy apartment). Wanting to plan my future and look into buying a house. Feeling very trapped in my current home as my neighbours are awful.
The thing is, I don’t earn enough as a single person to get a mortgage. Also I’m not sure if I want to buy in Birmingham, it’s an okay place but I have little personal connections here. I used to live in London and loved it there but ultimately if I can’t afford in Birmingham, I can’t in London. I haven’t really lived anywhere else in England to know if I’d want to settle there or not.
please help me clear my head - feel like my life has no direction