Life advice please?

[200degrees]

My husband passed away recently and I am trying to be practical. I earn £30k a year and our monthly bills are around £1500 as we rent in an expensive area. Therefore I will only have around £400 per month left after bills on a single income. The rental contract is signed for another 8 months. I would like to downsize and possibly look for someone here to buy as a mortgage would be cheaper than rent. Any advice would be appreciated

Who is we?
Do you have a deposit?
What area of the country are you living in/what kind of property are you looking at? I strongly suspect property prices are going to drop which will be good for you but mortgage rates won’t be great.
Are you claiming all benefits you maybe entitled too?

If you are currently in an area that is expensive to rent , then assume the same could be for buying ?
Are you able to move to an area that is cheaper ? With your career is their scope for promotion ? If you have dependants how are there needs likely to change in say next 5 years ?

@Flopisfatteningbingforchristmas

Me and DC
Haven’t enough savings for a deposit yet. Would be easier to save with less outgoings but the rent is the main expense and can’t do much about that until contract ends.
We live in Brighton, would love to stay but I’m open to move somewhere cheaper.
I will have a look at benefits calculators, thanks

@KittyCatsby we live in a trendy property in a trendy area in the city centre so rents are a bit higher than mortgages x

You are going to need at least a 5% if not 10% deposit to buy a property. Will there be a pay out from DH pension?