We’re in the process of selling our house and buying a new one. Got an AIP last month to check affordability, all good and valid until October. We’ve had an offer on our house so have run our sums again and decided to put down a smaller deposit to leave more room for fees and moving costs, so I decide to run our AIP again so it’d be more reflective - only for it to say they wouldn’t lend us that much! Confused I ran it again but changing the deposit back to the higher figure we used last month - nope, still says they won’t lend us that much! How has it changed so drastically in a month? I’m assuming banks have moved the goalposts in preparation for higher interest rates but we’re now in the awful position of not knowing if our mortgage application will actually be approved. I’m so worried. We’ve contacted our mortgage broker so will be getting professional input, but has anyone else had this happen? I really don’t want to lose the house.