Plan for leaving, will this work?

[Namechangefortoday69]

I'm looking for a place to rent, I need 7k for 6 months rent and deposit, I've got that plus another 3k spare.
I earn about 2500 a month after tax.
Trying to find somewhere that will allow my dog too.
When I have a place to live I will let my husband know. I will find somewhere big enough for our 2 teenagers as well.of course.
I thought 6 months would give us a chance to sell the family home or he can stay there if he wants too.
Is this feasible? Have I forgotten anything?

Bump!

Have you looked at the Lettong Agents terms and conditions? Ones by us wont accept 6 months rent upfront because of money laundering and wont rent properties unless you meet their affordability criteria which is often daft e.g. your monthly income needs to be 3 times the monthly rent etc

Oh my goodness really? I've not seen that about the income? Although I suppose if I can rent for 800 I would be ok. I could rent for a year if necessary.

I wasn't intending to pay the 6 months upfront, sorry I didn't make that clear.

Although I am struggling to find anything for less than 1k a month.

Have I forgotten anything?
When people on here say about getting your ducks in a row what do I need to do?

Highly recommend seeking advice from Citizens Advice Bureau if you haven’t already OP. They can help you to make sure you’ve thought of everything
Citizen’s Advice

Ok thank you will have a look.

Depending on your rent and whether your teenagers are still dependents you may qualify for some Universal credit but the equity in the maritial home could only be disregarded if the house was on the market or plans being made for him to buy you out of your share ( assuming it's in joint names).

It sounds like you are well on your way to a plan

Go and talk to 3 letting agents and find out what they have in your price range and what they need from you.

Have you sorted out how the money will be split? If not, as a priority you need to pull all your joint financials, go see a solicitor and and find out from them what will happen.

The red flag in your post is your husband staying in the house if he wants - no he can’t if he can’t afford to buy you out.

It’s really important not to shaft yourself financially in your determination to leave, so just take a breath and sort that out before you pull the trigger.

Also, are you as sure as you can be your teens will want to come with you rather than stay with their Dad? I mean do you need to hang on to put down a deposit on an X bed before you know that?

Yes this is why you need to sort out a money plan with the solicitor

And then go see CAB re any claims you might be able to make

Yes house is in joint names.
Kids will definitely want to be with me at least some of the time. They are young teens.
No discussion yet about how money will be split. He doesn't know I'm planning to go.

I can't edit my post, your income needs to be 2 or 3 times the yearly rent for some agents, not monthly.

E.g. a £1,000 a month, you would need to earn £36,000 a year if its 3 x the yearly salary

Ah ok that's fine then.

Daft question but what am I asking citizens advice?

Also is it normal to have really mixed feelings, there are things I like about my husband and its definitely not straightforward.

Best of luck op

Been there

Be gentle with yourself

Thank you.

www.mumsnet.com/talk/_chat/4293425-Ducks-in-a-row-What-does-this-mean

This has some good posts

Thank you that is helpful.
I have my own bank account that my wages go into. No joint accounts. Child benefit goes into my account.

Not a daft question! Tell them what you’ve told us I.e you need advice with planning to leave your husband without him knowing. Then let them help you by answering the questions that they ask as factually as you can. Don’t hide anything, they want to help you and they can do that best by knowing the facts.

Thank you.