What do you wish you'd known/done in your late 20s/early 30s? 0

[savebuckbeak]

Just that.

My advice to someone that age would be don’t have children with a man you have ANY doubts or concerns about whatsoever. Having kids will magnify issues x1 million

Pensions, investments, savings etc. The state pension effectively won't exist by the time I retire. If I'd have started to pump money into my private pension and other long-term investments from age 29 the way I do now I'd have many hundreds of thousands in them by this point.

Totally agree with looking after your teeth.

Ditto saving into a pension from the moment you start working.

Mine would be that I wished I'd travelled more before having children. I did a bit, but not as much as I'd hoped and now with two young DC I don't have that level of freedom and have had to put big travel plans on ice.

I wish I'd had a more casual approach to dating in my early 20s - I lightened up in my late 20s and had a great time, but honestly I wasted the years when I could have had the most fun and adventures on trying to make every bloke I dated 'the one' and treating absolute pigs like princes.
It took SO long for the idea that love doesn't have to be poe-faced and earnest, and that not everything has to be love, to sink in.

Basically, I wish I'd been able to put my 35 year old brain in my 21 year old head. I'd have been unstoppable - don't get me wrong, I'm pretty happy with myself now, but I'd like to have started earlier!

Definitely savings and pension for me. Have only just started to realise now i'm nearing 50 how i should have started in my 20s rather than my 30s, however small and that money can really add up here and in savings....

Dumped the bf who didn’t want kids sooner, got pregnant solo via a ONS* or IVF rather than wait to meet DP at 35! Ttc from 37, 13 losses, 4 rounds of IVF, now 40 and facing childlessness. Worst mistake of my life!

*I myself am the product of a ONS