How much per month is your morgage/rent ?

[LovelyYellowLabrador]

And does it feel manageable to you ?

jist we are moving or extending so our will be going up

Nothing. Overpaid for years to get rid of it. Didn’t take out anywhere near what the bank was prepared to lend us. I lived through 15%+ mortgage interest rates and wanted to be able to sleep at night. I wouldn’t be mortgaging myself up to the hilt in the current climate.

Take home is £4,300 and mortgage is £870 (plus overpay by £300). Got a fixed 10 year deal in the summer and should hopefully have paid the majority off by then if we keep up the overpayments. No childcare costs and one car we own outright.

We take home around £8k a month and the mortgage is. £800

Ours is currently 28% of our usual combined income (post-tax, pension, student loan etc) which has been fine so far.

However I'm on mat leave at the moment and when I go back we'll have childcare fees (4 days a week, with us both full-time but using flexible working to cover the 5th day between us) - and our mortgage deal ends in August.

We're looking at a mortgage of around 38-40% of our income, & childcare of around 16% (after using the tax-free childcare scheme). This feels pretty scary.

About 25% of our combined net take home pay, which is comfortably affordable.

Our mortgage payment is about 8% of our basic combined take home pay.

We have less than 10 years left. Repayment mortgage.

27% of our combined income