Ex tenants still using my address to open accounts, dodge debt etc

[letsallmeetupinthehyear2000]

About 3.5 years ago I bought my house. Before that it was rented privately to a group of young people. Ever since I've moved in I have received final demands for utility bills, phone bills, untaxed cars, many court summons, GP appointments, all in their names.
I have had bailiffs knock the door twice and letters saying they will attend on numerous occasions. When the bailiff actually knocked on the door and I was here I invited him in (much to his surprise - I showed him my documents, utility bills etc). The police once knocked on my door at 11pm at night concerning a car being driven with no insurance, and so it goes on.
I have phoned up debt collection agencies, returned letters, spoken to police and so on and finally, finally I thought it had all stopped. Then today I come back from work and one of the previous tenants appears to have opened a new bank account with my address. (I opened it because there is only my daughter and myself here and I just assumed it was addressed to me)
Should I be concerned? I can tell they have had a child since living here because I have had NHS appointment letters for a child - which I opened because it had an NHS logo on it - I don't have any forwarding addresses for them.
Do I need to worry about this latest letter, will this affect my credit score in any way or anything like that.

You call the bank & say they have falsified their address

OK I'll try that

It won't have any bearing on your credit score, because you aren't financially linked to this individual. I'd still return anything you receive for them to the sender marked "not known at this address".

that's good news - I imagine they are still creating debt wherever they go - because they falsify their addresses for everything

It can impact on your credit because your address could be black listed because of debt

That’s not true. Debt is linked to the person not the address

I think it is about the individual at that address not just the address on its own.
Anyway I wish they would stop it!

What makes you think that, @bishbashboshhhhh?

Have you contacted the NHS about the appointment? I did this once; a year after we moved in we had an appointment letter for the father of the previous owners (and he'd died 2 years before they sold the property, so goodness knows how long he'd been on the waiting list) Even if they can't contact the tenants, it should at least stop you getting any more letters from them.

Why are you worried about opening their post when they are shady criminals 😅. I'd open everything. It's not illegal unless you are opening it for dodgy reasons.

I'd open everything with their name on and report them to the relevant business.

We have this too. They have their business registered to our address. We've lived here 5 years and it was empty for at least a year before we bought it.

No it can't.

Debt is linked to the individual, not the address.

I had a similar situaion, and found that writing : RTS. FRAUD. NOT LIVING AT THIS ADDRESS seemed to stop about 99% of the mail.

I used to think that as well .

As others had said on here though, its not an address its the Individual(s) that reside there. Or not in OPs case.
I have had similar for a Woman who I never even knew . She certainly wasn't the Tenant I swapped with 8 years ago . In the end they got he message as I constantly RTS saying NOT KNOWN AT THIS ADDRESS.

Best of Luck sorting it OP

Are they still listed on the electoral register? Make sure they're not on that and you're the only person listed.

My MIL bought a flat which had been tested by some shady types previously. We just write 'return to sender. Not at this address' and put everything back in the post box. The letters have stopped coming.

I had this when I first moved into my house. For each and every item I just wrote "return to sender, not known at this address" on the front of the unopened envelope and posted it. It took quite a while but it did completely stop in the end. And, as others have said, make sure the electoral register is correct.

I had this, masses of different debts - former owner had evidently returned to his country of origin.
‘Return to sender - no longer at this address’ achieved absolutely nothing.
In the end I had to write to all the organisations/debt collectors, with a copy of my council tax bill, and they all then backed off. There were around 12 and the total debt was well over £20k.

I was told by more than one person that opening anyone else’s mail was illegal, but he hadn’t left a forwarding address even with the solicitor who’d handled the sale - what was I supposed to do? In such cases it is allowed.

What really pisses me off is that I’m sure the bloke could return to the U.K. tomorrow with no consequences - and do the same thing again. He’d made a packet on the sale of the flat - a Right to Buy early on when the price was relative peanuts but had chosen to leave the U.K. without settling any of his debts , including all the utility bills.

This was in London, where I dare say such happenings are not remotely uncommon. It’s just too easy to get away with it.

I have an ex-lodger who still uses my address after 3.5 years.
I open the letters and respond to any email addresses on them.
I use a spare made up 'joebloggs@xmail' type address I set up specially for this task.
I advise them that the recipient has not lived at this address for X years and is fraudulently using the address for his own gain. I also let them have the last email and phone number I have for the ex-lodger.
I ask them to confirm they will remove his name and my address from their details.
Ex-lodger was a bit annoyed when I cut up his new debit cards...... he then had to contact his bank with his new address. (after 3 years of not living here).