I don’t know where this mythology comes from. Yes, it became illegal to deny a woman various financial services in 1975, but that is not the same as saying that it was illegal for a woman to use them before that.
My grandmother had a bank account in 1924, when she inherited some money from her parents. She owned a house in her own name, as well as the farm she shared with her husband.
My mother had a bank account after she graduated from college in 1941, her salary as a teacher was paid into it then, and continued to be paid into it until she retired. My father had an individual bank account as well, they also had joint account for household expenses. They had a joint mortgage.
i had a savings account in my name when I was born! In 1950. My grandparents put money into it. I couldn’t run it myself until I was an adult ( in theory, in practice I did) . I had a bank account at college in 1970, my scholarship was paid into it . I took out a mortgage in 1973, I needed proof of earnings, that was all.
yes ,women who did not work often didn’t have much financial independence, and they didn’t have bank accounts in the sense that we do, but as someone has pointed out, not did most weekly paid men. It was a cash economy. However, many women had financial control of things like the Christmas savings club, they ran small catalogue business which involved collecting money and incurring credit.