What happens with debts run up by a teen living at home ?

[DebtWorry]

Teen dd (19) has run up debts.

she has SEN and won’t deal with it but I can’t call anyone on her behalf and nobody will talk to me. If bailiffs come round how would they know what was hers and what isn’t?? I’m really worried.

She has a part time job but spends her money within days of getting it each month.
I am her appointee for pip so I can be in control of the money needed for medical/therapy etc. But I can’t get her to call about these and I’m not allowed- what do I do ? Who can help me with this issue is there some kind of place that can help so we can sort this out ?

ADHD are notoriously bad with money because of high impulsiveness. My dh had to help DS who is in late twenties make a budget to pay his bills first, absolutely everything is included so then X amount of money must be left in account each month for bills but he can transfer rest to different account to to spend as he pleases. This seems to work for him but not an easy road getting there. Would your dd go with you to CAB?

Hello - dropping in to say we've got a Q&A about debt live in Money Matters this week if that's of interest!