Driving to work this morning, I clipped the wing mirror of a parked car in moving traffic. I looked in my rear view mirror and couldn't tell which of the cars I could have hit, I couldn't see any wing mirror which had folded in or back, or was hanging off. Mine is fine so I carried on. The same thing happened to me when I was sitting in my car a couple of years ago and i just popped it back into position and all was fine. About half an hour later I suddenly realised I hadn't seen the front of the wing mirror at all so I'd no idea if it there was damage and I had potentially left the scene of a collision. I drove back and there was no-one parked in the exact spot anymore so I can't leave details.
I'm going to report and obviously happy pay for any damage. I've started to report online and as I was filling in the insurance details I had a thought that how this would affect insurance. My husband is obsessed with car insurance and no claims and will do anything to avoid a claim even when someone drove right into him. I'll still report but does anyone know if the insurance company will do a search at time of renewal and find this report ? Was hoping to just pay up if neccesary and not have to come clean to husband!