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Where can I buy standalone critical illness cover (i.e. not life insurance)?

5 replies

lakebloom · 11/06/2022 15:51

DH and I both have death in service benefit so we don’t need to pay £40/month on life insurance.

I want to buy standalone critical illness cover but I can only find it as a bolt on to life insurance.

can it be bought separately?

OP posts:
Xfox · 11/06/2022 18:24

I'd look at Permanent Heath Insurance rather than critical illness. It covers any illness that prevents you working, not just a defined list. You will need to find an insurance broker - my mortgage broker also does insurance, many do.

Downtherefordancing · 11/06/2022 18:43

We had critical illness cover from Barclays. Don’t have it anymore but I’m pretty sure it wasn’t linked to a mortgage or any other cover.

reluctantbrit · 11/06/2022 19:24

DH got his years ago from LV.

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CoastalWave · 11/06/2022 19:30

I've got critical illness with Legal & General. Our life cover policy is separate again.

DotBall · 11/06/2022 19:31

Another one saying go for Permanent Health Insurance.
Ours are with Phoenix (who paid out with no issues at all after DH was medically retired after a brain haemhorrage). I think you can compare policies on Compare the Market etc.

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