We had been looking for a house for the past year only ro be outbid massively by overseas cash buyers for every single one that we made an offer on.
We have no choice but to upsize as we have children who need separate rooms.
We found a house which wasn't our favourite but it had the jumper of bedrooms required and was kind of in the area we were looking.
This seller has had a sale fall through already due to chain collapsing so she took our offer as she was tired of coming out for viewings and wasting time ( she lives elsewhere)..now we are going through the sale our financial advisor has come back to us to say that my partners wages have reduced the amount we can now borrow as he has been paternity leave (shared) and now the inly way we can get what we need is if I come kn the mortgage too (I already have a mortgage).
I dont know if I want to do this as we are but married and I already have a mortgage to my name so i dont know if I'm putting myself in a vulnerable position financially.
Secondly a house we looked at previously which is slightly more but in the exact area we wanted and has bigger rooms has now come back on the market and the vendor has said she will reconsider our offer.. I would absolutely love this house but the vendor on the house we are currently buying had been let down before and I don't want to just pull out I don't think it's the right thing to do to someone considering she could actually have waited a but longer and probably got a higher offer.
Does anyone have any advice please?