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Original poster

Nimble card or go Henry,does anyone have one for a9 year old? Any good?

44 replies

ICanSmellSummerComing · 19/05/2022 07:44

Just that really I'm thinking of getting one I'm having issues with the free stuff and I'm thinking it would be a charge but also an investment for younger dd who needs money training.

OP posts:
Littlepond · 19/05/2022 07:46

We had a Go Henry card for my daughter but it kept getting hacked / money spent on it that wasn't her (we had to freeze the card 3 times!)

Now we use Hyperjar which is brilliant

BarbaraWoodlouse · 19/05/2022 07:48

I have a Nimbl card for DD and just recently DS. Only downside is the fees. App is user friendly and I have complete visibility on spending and can easily block spending/cash withdrawals if needed. Top up is via my back account (debit card) and can move from there to each child’s account.

CeeceeBloomingdale · 19/05/2022 07:49

We use revolut for my youngest as it’s free to have one child linked to your account. I’m not paying for my kid to access their own money. My eldest is a teen so has a standard bank account with a debit card which we will switch youngest to when old enough.

Namechangeforthis88 · 19/05/2022 07:53

There have been a few threads on GoHenry and the like, with people talking about the pros and cons of the different options. For some reasons GoHenry attracts strong views either way. I was shocked by the charges, got DS a junior RBS bank account with a debit card and we haven't looked back since, but I think the youngest you can get a debit card is 11ish. Opening up a bank account can be a bit of a faff taking ID to the branch and what not but the ridiculous charges for GoHenry would have stuck in my throat.

1stWorldProblems · 19/05/2022 07:55

My two have had Go Henry for about 3 years - no issues, easy to use, grandparents & friends can put money on it via gift links, the adult app works well & the girls can access a child friendly version. When they were younger it was good to know I could send them money if they needed it out & about, as I can cancel a card if it gets nicked or lost, unlike cash.

I don't mind paying the admin fee since as all banking costs but this is a relatively small company with no overdraft charges to pay for those costs

nearlyspringyay · 19/05/2022 07:59

Mine used to have Go Henry but the fees started to get in my nerves so I've cancelled them. They're almost 11 though so will be getting a normal debit card.

RiskyReels · 19/05/2022 08:01

We use hyperjar, it is fab and free. I load up an online "wallet" from my bank account then use the mobile app to move money from the wallet into pots for each child. They have debit cards for their pots and can also use the app on their phones to track their spending.

User280905 · 19/05/2022 08:01

We've got GoHenry and it's fine but it obviously costs money. As soon as he's 11 he'll be getting a normal kids bank account. It does teach him that when his money is gone it's gone etc etc but so would an ordinary bank account. We don't really use any of the extra features.

He only got it because his older brothers got a bank account with a card when they turned 11 and he was moaning about missing out. They just had a box with cash in it till they were 11 and are just as sensible with money I think.

Original poster
ICanSmellSummerComing · 19/05/2022 09:59

Older dd has free nationwide card and it's simple but she's very good with money, delayed gratification , doesn't spend all at onxe. The younger one however is all now now now...so whilst I was against paying for her with the younger one I think it's an investment....

OP posts:
Original poster
ICanSmellSummerComing · 19/05/2022 09:59

User this is what I want dd to see clearly and learn to manage her money..

OP posts:
Original poster
ICanSmellSummerComing · 19/05/2022 10:00

My dd is 9.

OP posts:
LoversLane · 19/05/2022 10:01

Another Hyper Jar user here. It's excellent and free. No issues whatsoever.

Baconking · 19/05/2022 10:03

I saw Hyperjar recommended on The Money saving expert newsletter this week.

As PP above said it is FREE! 😊

LoversLane · 19/05/2022 10:06

@baconking that's where I saw it recommended last year and decided to explore it. DS is almost 9 and it works really well for him. I load his weekly pocket money into his 'active' jar so he can spend it. Anything else (birthday and Christmas money from relatives) goes into a separate jar to save up for buying bigger stuff such as Nintendo game.

DaisyDozyDee · 19/05/2022 10:07

RiskyReels · 19/05/2022 08:01

We use hyperjar, it is fab and free. I load up an online "wallet" from my bank account then use the mobile app to move money from the wallet into pots for each child. They have debit cards for their pots and can also use the app on their phones to track their spending.

Hyperjar have been great for us. All free and really easy to use.

Original poster
ICanSmellSummerComing · 19/05/2022 18:37

Hyper jar Seems to need adult account

OP posts:
HereLiesBetelgeuse · 19/05/2022 19:45

You set the hyper jar up with a main adult account then add the kids jars or sub accounts. I moved from Go Henry to Hyper Jar as was sick of the charges. Hyper jar is great, I have a weekly standing order to send the moment over and the kids have app on their phones and the free debit cards.

SuperSange · 19/05/2022 19:55

Does anyone have a Hyperjar referral code I can use please?

LunaLoveFood · 19/05/2022 20:38

We've got a Rooster card. It's £20 per year, fully covered and can be used at ATM and in shops/online. Can manage chores and savings too.

Original poster
ICanSmellSummerComing · 19/05/2022 21:30

Sounds silly perhaps but I'm nervous having Bank detail with all these smaller players?

Is it any adult account or current account one has to pay for??

OP posts:
Ladyofthepeonies · 19/05/2022 22:28

I love DS’ HyperJar card all protected and so easy to use.

KurriKawari · 20/05/2022 00:07

I have my own Starling account (free). With it you get a connected card (free) that you can give someone else, you can limit how they spend and you get instant notification on when used, where and how much. The connected card has its own 'space' where you put money in for them and its only taken out of there. All free n easy.

Ladyofthepeonies · 20/05/2022 07:10

@SuperSange I think they stopped the referral codes last month

Spottydotdotty · 20/05/2022 07:16

We also use hyperjar which works really well (and is free!)

mumofpickles · 20/05/2022 07:20

Another vote for hyperjar we have been using it for about 3 years with no problem, it's very easy to manage from my phone