Ah, lottery win dreams.

[LeeMucklowesCurtains]

I’ve just had to have a stern word with myself after wasting an hour of my life debating which property I am going to buy when I win the lottery tonight.

Torn between out in the country side and in the city. Pouring over floor plans to see where dh could have a study and which one has the best layout for the children.

In my head, I’ve won 2.5 million (this is my wildest fantasy, but I’m being realistic, I don’t know why, ffs).

The house I might get in the nearish the city centre where ds works is 1 million. But no off road parking.

I’m sat here worrying about the parking situation of a house I will never own.

Please tell me I am not alone in doing this?

I'd like to go first class to see my sister in NZ. And be able to afford the stupidly expensive travel insurance I'd need (a specialist one)

500k I could quit my job sort out my pension & find a job for a couple of days a week.
DH will still work (disclamer he likes his job)but our long term future is less scary & I will do all the life/house admin so his life will be simpler

To be honest, 250 would pay off our mortgage (our house was only 170k last year, we live in a cheapish area), and do up the house to a really nice standard.

So if you are listening, universe, and 2.5 million is too far fetched, 250k will do!

I had a colleague whose parents won approx £8 million. I was (silently!) disappointed with their choice of house!

I want £2 million. I still want DH and I to work so I figure £2 million is a comfortable win but not enough to quit work.

I won't move far, but I want an cosy-looking Arts & Crafts house.
Leaded windows
multiple chimneys
lovely, warm brickwork
Neptune kitchen with low ceilings and a view out to a walled garden
4 bedrooms
A study
Log burners
Flagstones in hallway (they'll warm up nicely in sunshine)
Grandfather clock in hallway
Loaf sofa and armchairs
The whole house will sort of nestle into a little valley and would be surrounded by bluebells and birdsong
It would lend itself equally well to both Christmas and summer
It would be a desirable filming location to for period dramas and interior shoots

That'll do me nicely!

In my fantasy we absolutely both have home offices! Not because we’d work but because having a room of one’s own, apart from the kids’ mess and the other people, is the dream! Mine will be the place I read, write, sew, paint and sit on Mumsnet doing none of those things. DP’s will be for his MOUNTAINS OF CRAP.

I definitely limit my fantasy winnings, though. £180m is too easy to play with. £1.5m doesn’t get you far these days if you want a double-fronted Sussex house decorated by Susan Deliss and spare change to do the garden and go part-time. You have to be savvy. ::taps nose::

When I play the lottery I always do Euromillions so I have one plan for a £100m win and a seperate plan for if I win the raffle and have a more modest £1m. I get really annoyed when my dream home actually gets sold. I even have an elaborate plan for telling my mum the news which involves keeping quiet while I claim and then turning up with her dream car to surprise her

I bookmark my new home on rightmove each month before the premium bonds draw. It’s quite tricky because it has to be on a quiet road for the cats.

One month I woke up in the night worrying about a particularly nasty road my year 7 DC would have to cross to get to school from the new house.

I'm impressed with the lottery win spreadsheet!

I love this thread and am definitely setting up a lottery win spreadsheet!

My freakishly specific plans are to win £5m,
Set aside £3m to replicate the £10k a month for 30 years Set for Life income, which I think would be fabulous but not bonkersly excessive
Pay off mortgage and do up this house, then buy an equivalent house and rent both out so the DC will each have a (normal but nice) house when they reach 25
Buy a 1.5m house to live in - farmhouse with huge fireplace, sunny lawn, outbuildings for DH's shit, sweet independent annex for DM, orchard and walled garden for me and small party barn for the DC

I'm constantly on the lookout for my farmhouse!

First thing I’d do is give our sports club bought money to do the fields and build a clubhouse and marketing to recruit. Maybe we’d get naming rights at the fields

i asked the D.C. the other day what they’d think about taking a year off and travelling and they loved the sound of that. So we’d do that. Hire a PA to take care of the bookings and such.

I always ruin my fantasy. I imagine we'd take off for Barbados for a few weeks whilst the purchase of my dream house goes through.

I'd want a housekeeper as I wouldn't want to be cleaning the big house.

Then it all goes wrong as I start worrying about payroll and tax for the housekeeper. Every time.

I am glad to see I am not the only person who makes plans if they won the lottery/euro millions. I go on Rightmove ect and look at houses in Kensington and Chelsea. I don't want a big house but a mews house would be lovely as a place to stay when visiting London. I also feel that in time that some of my younger relative's could work in London so a rent free place could help them save.
I like to move away from my current home as well for a number of reasons. So I look at other house in the better areas within X amount of miles away from me.

Depending on my winnings my plans change and get bigger with a bigger sum.
But I have never done a excel sheet to figure out what I do with my winnings.

I do this at work and so does one of the other receptionists!

I am looking in West London and a part of Hampshire (New Forest). However, there is no dream home. All have something wrong with them. They have beams (hate them), no garden, no garage (I don't drive, but good place to store stuff!). Only have bathroom downstairs, one bathroom at that! etc etc. I realise if I had ££££££ I could change things but bloody hell, get the very basics right!!

@Ilady But do you want your younger relatives living in your lovely mews house and treating it as though it's their own?!

@Ilady But do you want your younger relatives living in your lovely mews house and treating it as though it's their own?!

I must admit I used to fancy Brighton (god knows why- not even a nice beach) I really liked the Regency houses. One was for sale and had a lovely library. I was so pissed when the house was sold!

I get really annoyed about kitchens.

There are very few that I like the style or layout of. I mean, I’ve just won the lottery, we could stay in a luxury hotel while it was all being ripped out and done how I liked, right? But a massive part of me just wants to find perfection.

I have a Euromilions ticket for tonight and a baby who is currently sleeping on me.

I’m going in again.

I get lost down this rabbit hole far too often. My issue always seems to be how much to give to mine and DW's family. A £2-5m win keep it quiet, £5-20m give away 25-33%...above that friends will see some cash...it's a real dilemma 😅.
I don't mind my job, but it's not my passion, so I imagine how I would quit...some minor agreement could see me handing my notice in, and I see how that would play out in my head.
I imagine owning a string of holiday lets and investments in shares and bonds.
Dreams of a house with a gym (so I would definitely get fit) and large kitchen...booking constant holidays, buying a villa abroad too...maybe..
Anyway, numbers are in for tonight, so time to turn the fantasy into reality

Because of this thread I bought two a Euromillions ticket for tonight 😂

I want at least a million pound to buy my dream house 😄

I've spent far too much time day dreaming about this. Plans would definitely include loads of travel to fabulous places. I won't buy holiday homes, yachts etc as I don't want the grief of managing them (or even dealing with the people who manage them). Instead I will rent so it's an opportunity to try lots of places. In terms of homes something in the country not too far from where I am now but it would have plenty of garages so DH can house some classic cars then a townhouse in very central London which would have a roof terrace. That's quite a few million isn't it 🤣. Good luck everyone.

There's a woman on MN who says she won a few million - three, I think she said. Her knowledge of interest rates was very poor, though, so I never quite believed it.

She did an AMA here

I see she said she wished she hadn’t told anyone.

I wouldn’t either. Money does weird things to people, everyone would feel like they were entitled to some.

@LeeMucklowesCurtains

I do exactly the same as you. I know exactly what I would do, and have concluded I would not change much because I wouldn't want anyone to know.

The spreadsheet idea is genius!

I have often said that I would never tell a soul. I would however legitimately withdraw enough cash to have delivered to my nearest and dearest by a security van (all anonymously). I would also anonymously become a local secret santa and give nominated and deserving people financial help. I think I would probably give away 70% of it as I would never spend it all —fantasises ahout having a bloody good go though—🤣

My lotto house sold during lock down in was.1.1 million had its own lake and everything, l was gutted when it disappeared off right move . I found another close to my house now with a annexe for fil that sold too so l have given up for a while. If l won £250000, l could “get by” with out telling anyone 🤣🤣🤣🤣 and live in comfort and drop from full time to maybe 8-16 hours a week.