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How do people afford / pay for U.K. dentistry?

68 replies

yellowgreyblue · 17/04/2022 11:18

Reading the other thread on missing teeth got me thinking in this current climate of increased living costs / post covid waiting lists / NHS dentists don't accept people anymore....how the hell do people pay for dentists???

I'm lucky to have an NHS place but even then a filling or planned extraction is £65.20 (more than a weekly shop for me). If you need dentures / bridges / crowns are £282.80. In an emergency you get things done for band 1 which is £23.80 but that covers fixing the emergency pain etc not necessarily the full treatment for the problem.

Private dentistry at my surgery is eye watering - initial consultation £84; check up with scale and polish £94; check up £54; filling £201; extraction £183; bridge £2100; crown £624; dentures £887; implant £2400.

What do you do if you have no money and especially no NHS dentist? I just don't get it. And you never need just one thing, it's always multiple I.e. check up, clean and filling etc.

We're single income family with disabled children and very little spare money. No benefits that qualify for free NhS treatment. I worry about us and everyone else's teeth. Am I missing something here? How are people doing it?

OP posts:
Lampzade · 17/04/2022 12:43

The price of dental care is eye watering.
My dd needed dental treatment for an overbite. She received free hospital treatment for the overbite which was regarded as a medical issue. However, her teeth were really crooked and she was very self conscious . She was not entitled to free braces as crooked teeth are regarded as a cosmetic issue and not a medical issue. We had to go private which cost £2650
Ds has very crooked teeth with gaps all over. We paid £3500 for braces . Then £150 extra for ppe due to covid.
Many people are travelling to places such as Hungary or Romania to seek dental treatment because it is much cheaper and arguably more advanced.
I have an account where I put £50 a month for dental treatment.

Crinkle77 · 17/04/2022 13:00

My private dentist has just retired. Gutted because I need a few things doing and he was very reasonably priced. Last time I needed a small filling and it was cheaper than NHS at just under £40. I'm worried about finding a dentist and affording any treatment.

ZealAndArdour · 17/04/2022 13:08

Private dentist, pay £12 a month subs, includes two check ups and two scale and polishes a year. Also includes all emergency dents costs covered anywhere in the world.

Anything else is pay as you go. Usually I’ve been able to plan things in a few months in advance to set the money aside. I had two top wisdom teeth out last year, wasn’t essential but they had grown down into spaces created by the bottom wisdom teeth being removed 15 years before, so they were causing my bite to meet oddly and giving me TMJ dysfunction. I think it cost me £238 per tooth. Same dentist did composite bonding on my two front teeth to close a diastema and only charged me the cost of two composite fillings - about £250 in total.

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WayshrineNotFound · 17/04/2022 13:15

We are lucky to have very affordable dental insurance through DH's work, and private dentists aren't quite as expensive near us as OP's. It's really an unfair state of things.

yellowgreyblue · 17/04/2022 13:28

Can you get normal insurance for teeth? You hear a lot about denplan which is kind of a savings scheme?? Can you get insurance to pay out for treatment like you do with cars and animals (obviously excess may still be a problem)

It's my worst fear that our dentist kicks us off the NHS list - and the way things are going, I'm surprised there is any NHS dentistry left so it wouldn't surprise me if it goes that way everywhere. What if the rest of the NHS goes that way....

OP posts:
MyNameIsAngelicaSchuyler · 17/04/2022 13:32

It’s not a ‘what if’ it’s a ‘when’. This is already happening for a multitude of reasons.

2bazookas · 17/04/2022 13:34

We always had NHS dentists until last house move during covid. No NHS dentist would take us onto their list so we 've gone private.

To get onto private dental list we had to pay (iirc) £75 ish for initial examination and assessment. Having graded our dental status , we were offered a monthly dental plan, £36 each but as we're a couple we get a slight discount.
The service, facilities and treatment we get for that cost is fanbloodytastic. Chalk and cheese from NHS in every respect. I wish we had done this decades ago.

yellowgreyblue · 17/04/2022 13:37

@2bazookas

We always had NHS dentists until last house move during covid. No NHS dentist would take us onto their list so we 've gone private.

To get onto private dental list we had to pay (iirc) £75 ish for initial examination and assessment. Having graded our dental status , we were offered a monthly dental plan, £36 each but as we're a couple we get a slight discount.
The service, facilities and treatment we get for that cost is fanbloodytastic. Chalk and cheese from NHS in every respect. I wish we had done this decades ago.

Is it a purely private practice? I can imagine purely private could be quite fancy.

Ours is NHS and private - can't see anything is different bar the price! (Unless they have some private building out the back I can't see...!!)

OP posts:
Latenightreader · 17/04/2022 13:45

I had a tooth out a few days ago. It is cheaper for me to drive 200 miles to my old NHS dentist than go private. I can’t afford to go private, and I struggle to afford the NHS. I’m not having an implant to replace the tooth because it is £2000+. An NHS denture would be £250ish, and I can’t justify that. Keep your fingers crossed I can get away with another two years until my next appointment…

MrOllivander · 17/04/2022 13:52

@yellowgreyblue

Presumably denplan costs different amounts for different people depending on their teeth?
Yep it varies It works out for me slightly cheaper to have denplan as opposed to paying for 2 check ups and 2 hygienist appointments They will also do odd bits with no charge for me - I had some cosmetic bonding done and didn't pay
AuntieMarys · 17/04/2022 13:55

I pay £40 a month for both of us together.....includes 4 hygienist appointments and 2 dental ones a year. We'll worth it. Haven't needed any treatment for years

Sapphireskies · 17/04/2022 14:07

I am lucky in that my fiancé will pay for me and I pay him back over time.

Heatherjayne1972 · 17/04/2022 14:45

The thing is it’s extremely expensive to run a dental surgery ( think £150+ per hour)
The materials and equipment and all the others things we must have by law ( insurances eg individual building employment /water tests / waste removal ongoing training etc) plus overheads like utility bills wages staff uniforms and loads of other things are horribly expensive - they can charge a lot because we can’t operate without those things and they know it.
Plus every single dental practice ( nhs and private ) has been stretched by the covid restrictions and requirements we had to provide or close down
I read that 70% of dental practices will close between 2020-2025. Hope that’s not true

The government is taking the attitude of ‘pay up or go without’

The bottom line is that They don’t want nhs dentistry at all because it’s so expensive.

Rememberallball · 17/04/2022 15:04

We hope we don’t need any treatment. In Cornwall you have to go on a waiting list of you want an NHS dentist - it takes an average of 7-10 years to get allocated a dentist and they could be a 2 hour drive away at the other end of the county. We can’t afford the cost of denplan or other insurance policies so, if we actually need any treatment, it will be an emergency appointment (if the 111 dental service can find one)

Firelogbridge · 17/04/2022 15:19

I think I read that Bupa offer dental insurance.

electrocautery · 17/04/2022 15:23

General dentistry is really expensive. It's simply not comparable to say a GP practice. We operate. We do surgery on a daily basis.

Our Costs are crazy, and rising steadily. Every day another email stating that utility bills/rates/rents/materials etc are rising.

Our costs include rent, wages, software maintenance and managements, x Ray equipment insurance and maintenance, indemnity fees, accountants, utility bills, engineers, lab bills, materials ( a small 5G tube of the material you use for root canal treatment costs £100!) , PPE, insurance, professional fees, cleaning, Continuing professional development, sterilisation costs, magnifying loupes, website, HR and employment law support, staff training, stationery, business loans, IT support, HMRC, card machine rental...

It's pretty relentless. We've been hit so badly due to Covid. There was a period of about 4 months when we could work, and there was no income. We couldn't take full advantage of furlough because we were getting a paltry amount if compensation for our NHS commitment. When we did reopen we were so restricted. We had funding and capacity for about 10 patients per day ( my practice normally saw 150 pre pandemic.

We had to be fitted for expensive masks, then ventilation costs...
after each procedure that uses a drill, we needed to down tools and vacate the room for one hour to allow droplets to settle ( this eventually reduced to half an hour, then 10 minutes after the first year. )

So we have backlogs. And massive waiting lists, and debts due to Covid.

And bad press. And it's really stressful. The amount of folk that are moaning about having to wait, or that won't wear masks, not to mention the ones that simply don't turn up to previous appointments without so much as a phone call to warn us.

And the physical exertion it took to wear those masks and gowns constantly not to mention the specific deep clean required after every single appointment. Yes, that included washing walls and floors.

Here in Scotland dental
Nurses are leaving the profession as it's poorly paid and the job twice as tough. There were no dental graduates last year ( not enough experience to qualify), and soaring numbers of retirees, so there is a massive recruit crisis.

I've worked my arse off. I'm literally drowning in it, and getting paid by the NHS a third of what I earned three years ago. The private work goes some way towards helping redress the balance somewhat ( but private patients are more demanding! )
It's been A BLOODY NIGHTMARE all round.

I do recommend Denplan to be fair. They were the first patients I saw for check ups when we reopened, even though quite a few demanded money back as we were forced to close.

But please don't take it out on us. We are doing all we can. And it will get better.

The government needs to do so much more. We need to be paid better. We get £7.20 in Scotland for an extraction ( that's if you are an associate, like the majority of dentists are)
That extraction, if difficult might take longer than half an hour) We are self employed so need to pay the tax man out of that money. We also need to pay our insurances, indemnity and professional fees. If i was solely NHS I'd earn more working in a supermarket.

stimpyyouidiot · 17/04/2022 15:25

I signed up to denplan as I had no other choice

LondonQueen · 17/04/2022 15:32

I'm looking into getting denplan as unhappy with my current dentist. I don't really like my teeth at the moment, I want them whitening and straightening, but also need a surgery doing on my jaw as braces would worsen them without it.

electrocautery · 17/04/2022 15:40

Also To add... as well as NHS dentistry being paid better, there should definitely be more emphasis on education and prevention from an early age, extending out Childsmile support, visiting schools, health clinics, supplying toothbrushes/toothpaste and fluoride supplements, consider fluoride in water ( another thread for another time), but just in general, making people more responsible for their own oral health.

Asdf12345 · 17/04/2022 15:47

I asked around for recommendations and went to the best reputed place locally. Paid a few quid under a grand for a root canal.

Given how much trouble that tooth caused it was worth every last penny.

Heartoverheadheadoverheart · 17/04/2022 15:49

Here where we are there is no nhs dental treatment either, not even a waiting list. There technically is an emergency dentist but they won't even carry out the emergency treatment. All they will do is provide you with pain killers.

It is horrific and I wish they would do more. It is ok for those that can afford dental insurance and private treatment. What about those who already can't even afford their basic bills and have no way of making themselves better off due to disability ect.

At what point are the gov going to wake up and make this a priority. We are living in one of the worlds richest countries and yet look at our services.

LadyGardenersQuestionTime · 17/04/2022 15:52

We’ve come to see straight, white US style teeth as seen on TV as a sign of beauty and success - or rather, anything not white and not straight and not complete as a sign of ignorance, poor hygiene and lower status.

Private Insurance is where it’s going to have to go.

Mossstitch · 17/04/2022 16:15

@TheChosenTwo you'll be glad to know that it doesn't cost anything to have those wisdom teeth out at hospital.

Horcruxe · 17/04/2022 16:25

@yellowgreyblue

On denplan then, you're paying £240 a year in monthly instalments and you get 2 check ups and 2 cleans - but that would cost £190 as a private patient at my surgery anyway. So you're paying £50 more to get 20% off treatment if you need it....but you still might not need treatment so you've overpaid and if you do need treatment, you still might pay hundreds which I couldn't afford anyway so would have to politely decline!

What happens if you have no NHS dentist but need emergency treatment? Does the NHS technically need to find you an emergency dentist?

I agree the state of oral health is going to go downhill....

The advantage with denplan is you will definitely go at least twice a year to get the best value for your money, whereas if you had to pay separately you may not or skip visits.

Also any emergency appointments are free, whereas if you aren't a denplan member you have to pay for any emergency appointments. Obviously have to pay for any treatment but you get a small discount.

ArseInTheCoOpWindow · 17/04/2022 16:29

*I asked around for recommendations and went to the best reputed place locally. Paid a few quid under a grand for a root canal.

Given how much trouble that tooth caused it was worth every last penny*

I paid for 2. They both failed within 6 months