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One bedroom home costs? Two bedroom homes too…

8 replies

PollyPurpose · 11/04/2022 20:42

Hi just doing some research prior to committing to a one bedroom flat/property and wondered what people pay for bills so I can do some sums. Happy to hear if you’ve got a two bedroom but please can you state.

I know rent will vary as to the area so I’m thinking…

Council tax (I realise varies and I’ll get 25% off)
Water bill
Gas and electric
Wifi
Have I missed anything? It’s all this talk of rising costs of living that make me think I actually can’t afford to live alone, as I don’t want to end up in a bad situation.

Thank you all

OP posts:
HundredMilesAnHour · 11/04/2022 20:45

Insurance
Service charge
Ground rent (unless you buy share of freehold)
TV? (if you use Sky / BT / Netflix etc)

latetothefisting · 11/04/2022 21:43

I have a 2bed house (semi detached) but don't think it makes that much difference really - a 1 bed might be 1 band lower ctax but there's not much else in it. If you wanted to save heating costs you could always turn off the radiator in the extra bedroom. I think a house can often be cheaper than a flat if you don't have to pay ground rent and service charges (which can be extortionate!)

-ctax band c with SPD = about £1100 per year divided over 10 months, 2 "free"
-water - £18 p/m
-gas and electric = £35 p/m - this is pretty low though, friends in similar sized houses pay triple or quadruple this. I work away a bit plus stay with DP (long distance) a lot, and almost always shower at the gym so use much less than average.

-wifi = £21 for superfast bband but you can def get cheaper deals
-don't have a tv license but alternative b/w prime, netflix, now tv etc

  • home and contents insurance is £86 per year and I think I got cashback off that.
latetothefisting · 11/04/2022 21:44

oh and boiler service - I don't bother with insurance but pay £50 a year to get it serviced to keep it in warranty.

PollyPurpose · 12/04/2022 09:20

@latetothefisting

I have a 2bed house (semi detached) but don't think it makes that much difference really - a 1 bed might be 1 band lower ctax but there's not much else in it. If you wanted to save heating costs you could always turn off the radiator in the extra bedroom. I think a house can often be cheaper than a flat if you don't have to pay ground rent and service charges (which can be extortionate!)

-ctax band c with SPD = about £1100 per year divided over 10 months, 2 "free"
-water - £18 p/m
-gas and electric = £35 p/m - this is pretty low though, friends in similar sized houses pay triple or quadruple this. I work away a bit plus stay with DP (long distance) a lot, and almost always shower at the gym so use much less than average.

-wifi = £21 for superfast bband but you can def get cheaper deals
-don't have a tv license but alternative b/w prime, netflix, now tv etc

  • home and contents insurance is £86 per year and I think I got cashback off that.
Even with the rising costs of living. I’ve just heard of friends whose have doubled regardless of usage.
OP posts:
Aroundtheworldin80moves · 12/04/2022 09:28

WiFi... look at whether you need it or an unlimited data plan will do.

NeedleNoodle3 · 12/04/2022 09:45

My DC has a one bedroom place
Electricity £100 (there is no gas)
Water £15
No TV licence
Wifi £30
Council tax £100

emmathedilemma · 12/04/2022 10:02

I'm single occupancy in a 2 bed property.
Council tax rates will be on your local authority website, the rental / sales adverts usually indicate which band it's in or you should be able to look it up.
My gas & electric was £84 a month and I'm a couple of hundred in credit but that's going to get eaten into now the rates have gone up.
My water is included in council tax (Scotland) so i'm not sure, but again if you're paying banded rates rather than a meter it will be on the water company website.
My TV, landline and wifi is about £55 a month with Virgin media, that's a basic TV package. Prices for such things are advertised on websites, you can often get a deal for the first 6 months or so as a new customer or get a friend/family member to refer you and you both get a discount.
Then you need buildings & contents insurance.
Factoring fees if you have any communal grounds / staircases in flats etc.

Danikm151 · 12/04/2022 10:39

When I lived in a one bed it was the following
Rent £500
Council tax(band A) in the midlands £80
Water £14(on a meter)
Tv licence £14(rounded up)
Electric(electric only) £50(I'd expect this to be £100 now)
Insurance £12
Broadband £25
Netflix £8

Now I'm in a 2 bed house the difference is £400 rent(housing association)
Gas and electric combined £100
Water £20(but with a child)
Amazon £8, netflix £11

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