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Paying for small value items with a card rather than cash

40 replies

NoDramas · 02/04/2022 16:29

I've just been lambasted by DH and to a lesser extent, DS, that I expressed some rhetorical surprise that DS paid for a 45p item with a card rather than cash. And I mean lambasted.

I got dragged into an unnecessary argument and told my ideas were old fashioned and antiquated and I was acting like a pensioner. That it is preposterous to expect anybody to carry cash now or in the future and that transactions for as little as 1p should all be carried out by card. That it is unimaginable that somebody should have any coins or notes about their person. Imagine breaking a £1 coin and then having 50p and 5p in your pocket. Those coins and others will end up never being spent and they'll be lost to the economy forever. There are £billions in unspent cash sloshing around houses, sofas, bedside tables, bags, pockets etc destined never to be used again.

When 2 people double team you and you can't get a word in edgeways then you sit mutely and can't express yourself whatsoever. So I said nothing.

I felt they both overreacted and there was no need to verbally attack me in the way they did. I was told I was "wrong, wrong, wrong". Apparently DH had to step in to defend DS and stand up for him (DS is 20 and the most argumentative of all) when all I expressed was surprise at the use of a card for a small value item, not horror, not indignation.

I realise that the use of actual cash/card and the getting unnecessarily attacked over a fairly innocuous statement are actually two separate issues but as with so many things posted on MN things are rarely in isolation.

Just getting this off my chest...not really trying to achieve anything...

OP posts:
NoDramas · 02/04/2022 18:15

@ImAvingOops

Bernadette, that's so rude. People make throwaway comments all the time about little things, which surprise them. It's called conversation! The real problem here is not whether the OP is right or wrong (that's just a matter of opinion anyway), it's how they treated her. There's no excuse for how they reacted. They sound like nasty bullies. Are you sure you want to stay married to a man who thinks this behaviour is acceptable?
Thank you. Conversation as you say.
OP posts:
EmpressaurusWitchDoesntBurn · 02/04/2022 18:19

Another one who doesn’t think the rights & wrongs of cash and card are even relevant here. What is relevant is that you’re living with a pair of bullies. I’m so sorry.

Oxo01 · 02/04/2022 18:20

Always have cash on me and at home regardless if I use card to purchase anything online etc.

MyKingdomforaNameChange · 02/04/2022 18:32

Card payments on my machine are just a percentage of the amount, no set charge per transaction, and my bank charges me to pay in cash, so I don't mind.

However my machine won't process a card payment for less than £1, so I couldn't have taken it. I wouldn't mind otherwise :)

NoDramas · 02/04/2022 18:42

As a rule I'm no shrinking violet and generally stand my ground.

Of late I feel like a bit of the fight has gone out of me.

I feel unheard, disregarded and invisible at times. I also feel disrespected as some PPs pointed out.

It's like my life experience counts for nothing.

I was recently put in my place by a younger family member suggesting that by virtue of my chronological age alone I couldn't possibly know anything about fashion. That took the wind out of my sails a bit!

With today's brouhaha it was just the out of nowhere unnecessary argument that flummoxed me.

I sometimes wonder if I'm in a parallel universe...

OP posts:
GingerFoxInAT0phat · 02/04/2022 18:43

The cash or card conversation is not really relevant.

Why are your dh and ds talking to you in this way? Is there a backstory? If ds tried preaching to me in a condescending and bullying tone he’d hear the sharp side of my tongue. Dh would also not be happy.

Could you face another conversation about respect in the household or have you had enough for the day?

EmmaH2022 · 02/04/2022 18:58

I'm sorry OP
It sounds they both wanted a fight and took it out on you

Is it worth talking to them later and saying you feel they pick fights over nothing?

My late father was capable of it, but the rest of us would look at him like he was a worm. So he stopped. It started when he retired though, he couldn't cope with it. We'd leave the room. He soon learned to use his words and say what was actually upsetting him.

MrsTerryPratchett · 02/04/2022 19:34

You need to get the fight back in you. And have some stock phrases;

I'll listen when you start talking to me respectfully
Gosh a MAN is talking, I'd better get my listening ears on
Could you both stop you're incredibly boring

Or

Fuck off

But that one is advanced level.

sanityisamyth · 02/04/2022 19:54

I don't carry my purse or cards at all ever. I have my phone with Apple Pay on it so I pay for everything on there. Even vending machines at uni take contactless so I'll buy a bottle of coke or a packet of crisps on my "card" rather than using cash.

NoDramas · 02/04/2022 19:59

@EmmaH2022

I'm sorry OP It sounds they both wanted a fight and took it out on you

Is it worth talking to them later and saying you feel they pick fights over nothing?

My late father was capable of it, but the rest of us would look at him like he was a worm. So he stopped. It started when he retired though, he couldn't cope with it. We'd leave the room. He soon learned to use his words and say what was actually upsetting him.

You have touched on something there with the retirement.

There have been seismic changes in our household in the last few years. Not caused by or pertaining to covid btw just the same time frame.

Everyone has entered new phases of life and naturally there is some adjustment. Perhaps we are not all dealing with things.

We don't discuss/argue/confront things well. I'm absolutely guilty of this as well. I get very defensive.

OP posts:
Nandocushion · 02/04/2022 20:03

They sound awful OP and I'm not surprised it's upset you. And I agree that they both likely had something else going on internally and you presented an immediate target.

I put virtually everything on card because we get travel miles on them. And even my local small grocer stopped taking cash during covid. Changes in payments are interesting but not in any way at all something to argue about.

NeedleNoodle3 · 02/04/2022 20:05

I use my card foe everything apart from when I give tips.

EmmaH2022 · 02/04/2022 20:39

OP "We don't discuss/argue/confront things well. I'm absolutely guilty of this as well. I get very defensive."

That's interesting. Mum, sis and I tend to be calm. I think if dad had been in a family where others were more like him, it might kick off.

I won't lie, I did get very annoyed with him, but in a calm way. I'm not going to start shouting at people but I'd say "okay, I'm not participating in this" and walk away.

Some posters will hate this but I think men in particular, if you say, in a low voice, "please stop the hysteria" I think that works.

EmmaH2022 · 02/04/2022 20:41

Wrt to feeling the "fight" has gone out of you, that's a horrible living environment to be in. Maybe it wasn't like that before the seismic changes?

StillSmallVoice · 02/04/2022 21:42

Covid was a game changer. You will probably notice that a lot of small businesses are using card readers like SumUp or iZettle, which connect to apps and have much lower transaction charges. The minimum £5 thing is no longer really justifiable

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