I need some advice please! My husband is going to become self-employed in the next two months or so after working for the same company for the last 15 years. Our mortgage is up for renewal in December, l am worried that the bank won’t lend us the money as he won’t build up two years worth of self employed account. His income will be higher once he is self-employed and we have over 60% equity on the property. Has anyone been in this situation before? Not sure if we are better off paying the early redemption fee and fix for three years whilst he is being employed or gamble and go on the variable! Appreciate for any advice you have. Thank you