Learner Driving Insurance - any recommendations?

[Yankydoodledandy]

Want to include my DS on my car.

Do I have to:

A. Call my insurance to include my Son
B. Can I shop around and take out our own with another company

Any recommendations on companies?

I just added each of mine to my insurance as learner drivers (don't think it added much premium) then added them as additional drivers when they passed. Once they got their own cars/insurance my daughter found Ingenie were brilliant but did have a black box which gave her money back for driving safely.

Brilliant thank you

We use veygo for DS but it probably depends how frequently she'll be driving. It's a separate pay as you go type policy which leaves your own unaffected if you need to claim. When he's spent a lot of time driving we've bought in four week chunks but you can even cover by the hour to keep costs down.

We used Collingwood which runs alongside your own policy. As soon as DC sits in the driver's seat the policy kicks in, as soon as he gets out it stops and any claim would be from my own insurance.
Means a claim wouldn't affect your NCB.
Also meant he could be covered on my car when my insurance said no.

ah someone else said Collingwood

My insurance wont cover just rang - so will try Collingwood

My insurer wouldn't add him to my existing policy so got 3 months provisional with Veygo.

So with Veygo you say 4 week chunks - how much did you pay for this?

He will prob be driving everyday to college in the mornings with me sat

I doesn't have to be 4 weeks. That has just been a sweet spot for us eg in the holidays. Think it's anything from an hour or two to six months. Really flexible. It's quick and easy to set up. Haven't had to claim thankfully so can't comment on that! We've also used them for temporary insurance to lend the car to visitors.

Ok I think I was getting mixed up! He has lessons booked for March and April 7 x 2 hour ones (that's all they do in our area 2 hour lessons!!!)

And as he will be driving most days eg. back and forth to college, twice a week to sports training etc. best to insure for say initially for 2 months

will see what the pricing is like with Collingwood and Veygo

Also used Veygo but I hadn’t looked at Collingwood. Was definitely cheaper than adding to mine.

We used Veygo, another friend found Marmalade cheaper. We id Veygo in blocks of 12 weeks which I think is the maximum, He was learning in lockdown so test was very far away. You can do any length of time to suit you. We paid around £110 for 12 weeks

I looked into Marmalade with DD1 but eventually added her to our insurance. Purely for convenience really. Marmalade was a good price.

We used Veygo & Marmalade for different DCs. The great thing is that you can stop it for holidays/exams etc. If he has an accident it doesn't affect your no claims.

annual is only £201.00 fully comp

Veygo £180 for 5 months or £201 for annual fully comp

interestingly annual excess is £100 or if you are on short term it is £350!!!

Collingwood 12 months cover has worked out best for us at £223 fully comp with £100 excess that's all

Would he need a year as a learner? We didn't drive with ours until their instructor said he was confident, then we insured them for a couple of months before their tests & they drove everywhere with us - to school, when they were going to activities etc. I do appreciate that it takes longer to get a rest now, but a year?.

test

Interesting about the excess though.

He's been driving in the US for a few months (they can drive at 16 there) so is quite confident.

Cant get lessons until March. Have booked lessons for March and April and May

So he can drive to college and back 5 mins with me during Feb and has use of our car to practice.

It seems cheaper for 12 months because 12 weeks is £159. If I need to book another month say after the 12 weeks which probably would, it's £60. So that's over £200 there.

And yes excess is a real shocker £100 if you book 12 months or £350 on short term